No, rego and insurance don't need to be in the same name. This is the case for my partner's bike, registered in her name and insured in mine.
In the Alpes-Maritimes you can register vehicles by post and no proof of address is required. The application form is an affidavit at the same time saying you live at your address. Nothing to stop you from leaving it the next day. Not sure, though, if this works for non-EU citizens who are not French residents. If it doesn't: you can take up residence in a tourist residence and get the owners to certify that you are living there. Worked for me for another formality.
There are huge differences in insurance premiums depending on where a French bike is registered. Take a rural address in a place like the Massif Central and save hundreds.
French insurance co. will demand to see your licence, so you may come unstuck there.
There is no CT for bikes (yet).
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