|
17 Feb 2006
|
Registered Users
Veteran HUBBer
|
|
Join Date: Feb 2006
Location: Littleborough
Posts: 121
|
|
Getting insurance to ride someones bike in europe
Hi,
My boyfriend and I are doing our first riding trip abroad (Norway)in June. I have a Suzuki SV650S, he has a KTM 950 Adventure S and has just bought a KTM 640 Adventure so we thought it would be best to take both the KTMS. He will have a multi bike insurance policy for KTMS but although i'm covered to ride other bikes in UK it does not extend to overseas. Does anyone know how to get round this? Or will we need to transfer ownership of KTM for period of trip, which would mean cancelling my SV insurance to insure the KTM?
Cheers.
|
18 Feb 2006
|
Registered Users
Veteran HUBBer
|
|
Join Date: Aug 2005
Location: Horncastle,Lincolnshire,UK
Posts: 226
|
|
I may have missed something, but why don't you get him to put you down as a named rider on his policy?
The riding/driving other vehicles extension only gives you basic Road Traffic Act cover i.e. damage to Third Parties anyway and so cover is very limited. In addition most insurers are stopping this cover in the near future.
Q
|
19 Feb 2006
|
|
Gold Member
Veteran HUBBer
|
|
Join Date: Oct 2005
Location: Brittany, France
Posts: 401
|
|
We've just swopped to ebikeinsurance.
Its halved the premium I used to pay for my Harley and I've covered my BMW on the same policy for virtually no extra cost. You can have up to 4 bikes and 2 or more riders on the same policy. Cover is also for 365 days a year out of the country although I'm not sure if this only covers Europe.
__________________
If you think you are too small to make a difference you have never spent the night with a mosquito.
|
19 Feb 2006
|
|
Contributing Member
Veteran HUBBer
|
|
Join Date: Mar 2005
Location: Northumberland, uk
Posts: 761
|
|
Debz, can you not just contact your insurance and pay a premium for extended cover for whichever bike your taking for use in Europe and Scandinavia (Remember Norway is not in EU, but does have resipricating agreement with most insurance companies)
PS are you partner of Ian ?.
[This message has been edited by adventure950 (edited 18 February 2006).]
|
20 Feb 2006
|
Registered Users
Veteran HUBBer
|
|
Join Date: Feb 2006
Location: Littleborough
Posts: 121
|
|
Thanks for info. Will try speaking to my insurers again about extension of cover. Any insurance company we have spoken to won't allow named riders on a multi bike policy but will now contact ebikeinsurance and go from there. Hi Brad, yes, going with Iain.
|
20 Feb 2006
|
|
Contributing Member
Veteran HUBBer
|
|
Join Date: Sep 2003
Location: Whangarei, NZ
Posts: 2,214
|
|
Are we talking about third party or full cover here? As far as I know EU rules say that any vehicle insured TP in an EU country is covered anywhere, no matter who drives. I don't think this applies to full cover or theft.
|
20 Feb 2006
|
|
Gold Member
Veteran HUBBer
|
|
Join Date: Oct 2005
Location: Brittany, France
Posts: 401
|
|
Quote:
Originally posted by beddhist:
Are we talking about third party or full cover here? As far as I know EU rules say that any vehicle insured TP in an EU country is covered anywhere, no matter who drives. I don't think this applies to full cover or theft.
|
You are correct up to a point. EU rules state that a policy taken out in one EU country should automatically provide insurance for the minimum legal requirement in other EU countries. That minimum legal requirement is usually the equivalent of Road Traffic Act only, which only covers you for injuries to people not other vehicles. To maintan your normal cover if EU travel is not specifically mentioned in your policy you should keep your insurance company notified as to where you are going and check you still have your normal cover.
__________________
If you think you are too small to make a difference you have never spent the night with a mosquito.
|
Currently Active Users Viewing This Thread: 1 (0 Registered Users and/or Members and 1 guests)
|
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
Next HU Events
ALL Dates subject to change.
2024:
- California: April 18-21
- Virginia: April 25-28
- Germany Summer: May 9-12
- Québec: May 17-19
- Bulgaria Mini: July 5-7
- CanWest: July 11-14
- Switzerland: August 15-18
- Ecuador: August 23-25
- Romania: August 30-Sept 1
- Austria: September 12-15
- France: September 20-22
- Germany Autumn: Oct 31-Nov 3
2025 Confirmed Events:
- Virginia: April 24-27 2025
- Queensland is back! May 2-4 2025
- Germany Summer: May 29-June 1 2025
- CanWest: July 10-13 2025
- Switzerland: Date TBC
- Ecuador: Date TBC
- Romania: Date TBC
- Austria: Sept. 11-15
- California: September 18-21
- France: September 19-21 2025
- Germany Autumn: Oct 30-Nov 2 2025
Add yourself to the Updates List for each event!
Questions about an event? Ask here
See all event details
Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...
2020 Edition of Chris Scott's Adventure Motorcycling Handbook.
"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)
Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers.
Led by special operations veterans, Stanford Medicine affiliated physicians, paramedics and other travel experts, Ripcord is perfect for adventure seekers, climbers, skiers, sports enthusiasts, hunters, international travelers, humanitarian efforts, expeditions and more.
Ripcord travel protection is now available for ALL nationalities, and travel is covered on motorcycles of all sizes!
What others say about HU...
"This site is the BIBLE for international bike travelers." Greg, Australia
"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK
"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia
"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA
"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada
"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa
"This is the answer to all my questions." Haydn, Australia
"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany
Lots more comments here!
Diaries of a compulsive traveller
by Graham Field
Book, eBook, Audiobook
"A compelling, honest, inspiring and entertaining writing style with a built-in feel-good factor" Get them NOW from the authors' website and Amazon.com, Amazon.ca, Amazon.co.uk.
Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!
New to Horizons Unlimited?
New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!
Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.
Read more about Grant & Susan's story
Membership - help keep us going!
Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.
You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.
|
|
|