I have a 3 week motorcycle trip of Europe booked from May 25th to Jun 16th, I am coming from the US. I will be borrowing a friend's motorcycle over in the UK and then I'll be covering France, Italy, Switzerland and Belgium before returning to the UK.

However I have run into a big problem. It seems that I need my own insurance. Unfortunately my friend told me that his insurance will not cover me as a rider borrowing his machine - if only I knew this sooner. I can't be added to his policy, since I am a non-resident. I don't know if this is the norm in the UK, but here in the US, if I lend my motorcycle to a licensed rider, my policy stays in force.

Unfortunately my policy (State Farm here in the US) does not do business outside the US and Canada.

So, now what can I do? I basically need to buy a temporary policy for 3 weeks, probably liability only will do. Does anyone know a company where I can buy this from? I called the Auto Club (AAA) who issued me the International Driver's License and they were of no help.

This is very important. I'm going to have to cancel my entire trip if I can't get insurance. I'm not going to put myself and my friend at risk, because if I have an accident then I will be in deep trouble.

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