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Post By Donmanolo
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8 Mar 2013
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Join Date: Sep 2011
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Help needed finding European Insurance
Hi all,
Sorry if the answer is already out there - I've searched through plenty of old threads but I'm still struggling to find the information I need.
I have my UK registered bike with me here in Romania and I need to try and find some insurance for it.
I had a UK policy which gave me 90 days of european cover but this has now expired and my insurer won't provide me with an extension.
I'm living nomadically but still technically a UK resident (for insurance purposes at least! ).
I've tried several UK insurers but they're saying they cant help me as the bike is not in the UK. I've called several Romanian insurers but none seem to be able to help me either as it's a UK bike.
I'm not sure how long I'll be here so I dont wish to re-register the bike onto romanian plates just in case someone wishes to suggest that (thanks anyway!)
All I need is the very minimum level of cover so that I dont get fined by the police out here or locked up if I'm in an accident. After Romania I'll be heading to Bulgaria, possibly to Greece, then east into Turkey and all the way to India and beyond. I know insurance can be bought on the border once I get out of Europe so I'm not worried about that right now.
The ideal for me is an insurance company who can provide me with European cover in periods of 30 days or more which can then be renewed/extended for as long as I end up being here.
I spoke to Carole Nash who weren't too helpful. The guy asked if I had a return date and I said no, so he said he cant help. I said if he needs one I can give one. Then he said I'm not in the UK right now so he cant help but I said I can fly to the UK to sort it if needed. He then cut me off. 
Any help will be much appreciated!
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8 Mar 2013
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Join Date: Jul 2010
Location: istanbul
Posts: 755
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If that will help, our SOS friends Doug and Poly are in Bulgaria now at the motocamp in Idilevo, very close to a south Romania bordergate..Several friends bought green insurance there before.
You didnt hear this from me; There is a nice trip and meeting programme for the first week of June.
Here is his link.
Riding, Fun, Adventures! | MotoSapiense
Wish you all the best.
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9 Mar 2013
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Join Date: Jul 2008
Location: SoOrange NJ USA
Posts: 296
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10 Mar 2013
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Join Date: Feb 2009
Location: Cork Ireland
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Get a friend to call your insurer on your behalf and get coverage, not telling the bike is out of the country
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11 Mar 2013
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Join Date: Sep 2011
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Excellent, thanks for your help guys. I've messaged Doug and Poly for costs and will see what comes back.
@CourtFisher - KNOPF seems to be able to provide cover but Mototouring is for non European vehicles only.
@Wheatwacker - If I was to arrange through a British insurer it would mean a 1 year policy wih just 90 days european cover so I would need to keep cancelling and repurchasing through different companies if I stay for a while in this part of the world. It is an option but a bit of a last resort. Plus my last insurer didnt provide any form of a refund despite there being 6 months left on the policy when I cancelled it and no claim had been made.
Thanks again for all your help - I'll update once I've managed to arrange something.
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11 Mar 2013
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Join Date: Nov 2004
Location: Mainly Slovenia
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Sorry to post as an armchair Italian with absolutely no knowledge of your obscure insurance policies up in the UK, however I was sure that having your vehicle insured in your home country entitles you to minimum third party liability throughout the EU, the 90 days stuff is supposed to be just for break down cover and other niceties...
Of course I'm probably wrong, however that is what applies to us italians, and I believe there are EU directives on the matter.
Again, sorry if I'm just being confusing.
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