Third-party insurance for India
Hei Amzah,
In '09 I bought an insurance policy for "liability" from National Insurance Company Ltd, the subtitle is "A Govt. of INDIA undertaking" The cost was Rp 753 for one year.
Wether this policy actually could keep you out of jail, or even compensate damage you have caused - I am very glad I never found out.
Driving in India is notorious, you know all about that I assume. It's like giving vehicles to kindergarden kids. The biggest and most expensive have priority, and overloading, bad maintainance and brainless driving make manouvering and braking a little chancy.
The worst example I see was drivers lining up in both lanes on both sides of a railway crossing - several times they actually crashed into eachother when the barrier was raised. Unbelievable.
One more thing, I was warned by both Indians and ex-pats to be aware of the "this accident would never have happened if you hadn't been here - so it must be your fault" and mob justice. There I have no advice, just watch your back.
Safe travels
Peter in Oslo
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