You will be able to find all the information by searching this forum. It is a very common question.
As far as a know the countries that demand it also sell it at the border crossing. You wont be arrested for not having it anywhere but maybe just asked for a small bribe.
I dont belive in their insurance so I dont do it for my trip unless I am forced too. Rather solve it on the spot with some big dollar bills if need be.
But anyways you can look around and the info is there.
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Peter Kongsbak
South East Asia, USA, Central and South America and Scandinavia.
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