World Nomad's Travel Insurance

[JSerpa]

Reading through the schedule of benefits for the World Nomad's Travel Insurance Explorer Plan for residents of the State of Maryland (US), I found the statement "travel is primarily by Common Carrier and only incidentally by private conveyance" (on the definition of Trip, column 6 of the brochure). The way it is stated, World Nomad's Travel Insurance plan doesn't apply to motorcyclists on their own bikes.

Curiously, on their page A-Z of Adventures, both "motor biking" and "motor biking on a vehicle under 125 cc" are listed as covered on both the Standard and the Explorer plans.

I wonder if anyone in the forum has asked a clarification of this wording from World Nomads.

[markharf]

If you use the site search (upper right corner of screen) you'll find quite a few threads attempting to answer this question. The consensus conclusion, at least in my mind, is that "it's hard to say with any degree of certainty," and "believe only what you see in writing as part of your policy."

Post back here if you've got more to add.

Mark

[JSerpa]

Wowww! I see that this is indeed an old and recurring topic...!!! I will contact them to see if they can mail me their most current Description of Coverage for residents of MD. Thx so much for your help. Cheers,

[maja]

Have a look at HCC Medical Insurance Services, it's a US company based in Indianapolis. As a Grumpy Old Git, Hi Mark, they gave me a 7 week extension on my last trip for US$168.96 but youngsters it would appear, are a lot less valuable to them. As to 'World Nomads', I was with them when I had my only smash up overseas and they shafted me big style. Maybe they just hate ancient Brits. Ride safe.

[anonymous1]

Originally Posted by maja

As to 'World Nomads', I was with them when I had my only smash up overseas and they shafted me big style. Maybe they just hate ancient Brits. Ride safe.

I made a huge mistake of buying a policy with Word Nomads and cancelled it due to generic responses that took a week for them to reply to, rude overpriced and obviously form Maja's response not worth the paper it's written on. I demanded a refund which took 6 months to process! Never again, I wouldn’t recommend them to my worst enemy, but then again ;-)

[JSerpa]

Guys, Decision made concerning these guys. Looking elsewhere. Thx all. Cheers,