I'm glad you told me that... my insurance company promotes themselves by offering 'free 90 day EU coverage'. i didn't realise they HAD to include it!
They also won't supply me with a green card- the advisor on the phone said the GC has been 'abolished'.
I've tried a few different websites including the one you recommended. I get the idea that as long as you get a letter of invitation whilst you are still in your own country, you can apply for the visa in the embassy of Kazakhstan or Poland or wherever you happen to be...
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