Travel Insurance Off Road
I'm away from my country right now and need a new travel insurance policy. I don't care about the bike, if it goes, it goes. I just want to keep myself functioning.
I contacted World Nomads and was told that if I want to ride on any unsealed (dirt) roads then I will need to buy the additional off road package at a $1000 premium! I don't plan to be on trails or doing proper off roading, but not all roads in Asia are sealed tarmac.
Any recommendations of insurers for an Australian, purchasing overseas, that covers a mild amount of dirt roads that I'm likely to find in south East Asia and Southern Asia?
FYI: This is the response from World Nomads.
Quote:
Me: I will be riding a motorbike as my primary mode of transport. I would like to know the distinction between riding on-road and off-road. Does this mean public vs private roads, or sealed vs unsealed roads, or so on?
Many times I will be riding on an unsealed road which is not a trail and is clearly marked and legal to be on. How would this be classified?
WN: Riding on incomplete, unsealed and unmaintained roads, roads without markings, warning signs or speed limits and on unstable surfaces would be off-road motorcycle riding. If you’ll be riding on roads that fit this description you will need to add the additional motorcycle riding cover on your plan.
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