Go Back   Horizons Unlimited - The HUBB > 4 wheels > 4 wheel Overland Travel
4 wheel Overland Travel NON-technical 4 wheel forum, for subjects specific to TRAVEL with 4 (or more!) wheeled vehicles. e.g. Driving Techniques, Shipping etc.
Photo by Hendi Kaf, in Cambodia

I haven't been everywhere...
but it's on my list!


Photo by Hendi Kaf,
in Cambodia



Reply
 
LinkBack Thread Tools Display Modes
  #1  
Old 18 Apr 2008
Gold Member
Veteran HUBBer
 
Join Date: Nov 2005
Location: Wells, Somerset
Posts: 233
Vehicle insurance for USA

Apologies for the slightly questionable relevance of this post, but I figured this was the best resource for my question.

With almost a year until I depart on my RTW bike trip, I needed something to keep me out of trouble, so a friend and I are going to America for a bit, to buy a camper van.

Can anyone please give me any pointers, about getting vehicle insurance once we've bought the van?

Are any of the insurance companies over here likely to get involved, can I buy there, as a non-resident?

Any advice thankfully received.
Reply With Quote
  #2  
Old 18 Apr 2008
quastdog's Avatar
Contributing Member
Veteran HUBBer
 
Join Date: Feb 2005
Location: Chiangmai, Thailand
Posts: 509
Try Progressive - online vehicle insurer

Try
Auto Insurance - Car Insurance Quotes from Progressive. Motorcycle, Boat and RV Insurance.
__________________
quastdog
Chiang Mai, Thailand
Reply With Quote
  #3  
Old 18 Apr 2008
Gold Member
Veteran HUBBer
 
Join Date: Nov 2005
Location: Wells, Somerset
Posts: 233
had a go...

Cheers, but after half an Hr on the phone to a lovely young lady at progressive, she came to the conclusion I was a migratory risk, and therefore uninsurable.

Any other ideas?
Reply With Quote
  #4  
Old 20 Apr 2008
Registered Users
Veteran HUBBer
 
Join Date: Apr 2005
Location: Wales UK
Posts: 284
try this , , , , ,

Hi baron

We are currently in US in British registered 4x4 camper check www.travel.uklinux.net for pictures and info.

How much you thinking to spend on a vehicle ? I may sell or even rent out my truck as we are now based in Santa Fe for few months and then in late August flying to Thailand for 6 months.

As mine is UK registered it could be very easy for you to buy. Depends how much you're thinking to spend.
We've been travelling in our truck for 2 years, fully capable machine, will go anywhere, but nowhere quickly !

Anyhow, back to your question re insurance.

You should have no problem getting US insurance but when you apply they will require you to have an address here in the states. Any address will do, friend, hostel, hotel, couchsurf host etc etc.
Progressive insurance has an online site where you can complete all relevant details and they insure online and email you immediately cover note for you to print.

Few other points . .. USA is BIG real BIG ! distances are huge here, but that said there are some fantastic sites to see.
If you are thinking of going to National Parks then get the annual subscription (2 people for $80) or they charge you $25 dollars per park.
Fuel here is leaping up almost by the week, currently Diesel retails at about $4.25 per gallon (that's 3.75 litres) or Petrol runs at about $3.60 ish. (still even though here they complain about increases it's way cheaper than UK !)
All else is approximately half to two thirds of UK prices, eg here in Santa Fe (upmarket) decent meal costs about $15 to $20 (street food will run at about $5 for reasonable snack/small lunch).

Take Care

Phil
Reply With Quote
  #5  
Old 20 Apr 2008
DLbiten's Avatar
Registered Users
Veteran HUBBer
 
Join Date: Aug 2007
Location: Camano is. USA
Posts: 440
Migratory risk what are you going to with that van? Light it a fighter and jump the grand canyon? Id give them another call, It will be easer to get insurance when you can use a address. Insurance is handled state by state there for the need a zip code and address. The insurance will cover you all over the USA and in Canadia most of the time but not in Mexico at all (well some do for near the boarder but dont count on it, if there out of paying they will find it).

Some big insurance places.
GEICO Car Insurance. Get an auto insurance quote and save today. Free online motorcycle quotes as well. - geico.com
AIG insurance products and services in United States offering auto insurance, life insurance, commercial insurance, retirement services, and more...
State Farm - Home
Allstate - Auto Insurance Quote, Anonymous Online Car Insurance Ballpark Estimate

Fuel is cheap in the states but if someone farts in mid east the price will go up. One reason it cheap is its not taxed near as much. We dont have public health care bring your own. The food in USA is cheap (low tax and all) and is genetically modified but are cows are not mad. Want a real shock look at home prices its vary cheap. Want another try getting a job here we dont pay near as much. The recession may be full swing while your hear so the euro and BPS will be like gold. And the politics (if your in to it) will be fun and educational for you to see with the coming election.

Here is the park pass linky https://pwrcms.nps.gov/pwr/fees_passes.htm
Reply With Quote
  #6  
Old 2 Jun 2008
Gold Member
Veteran HUBBer
 
Join Date: Nov 2005
Location: Wells, Somerset
Posts: 233
Thank you

Cheers DLbiten, we went with Geico, and they were excellent. Ended up costing us about £15 for the time we were there, as we got a refund for ending the policy so quickly (short trip).

We bought a beautiful 1960's camper, and it's now on the Atlantic somewhere (hopefully on a boat) on it's way over here.

And thank you very much for the offer Phil, extremely kind of you. We did find the place a lot lot bigger than we'd anticipated, California must be bigger than the whole uk!?

People also very friendly and keen to help, changed my opinion on Americans all together. Lovely bunch from what I saw.
Reply With Quote
  #7  
Old 10 Jun 2008
Registered Users
New on the HUBB
 
Join Date: Sep 2006
Location: uk
Posts: 8
Gabriel Its Ben!!!!!!!!!!!!!!!!!!!!!!!!

LOST YOUR NUMBER THE OTHER NIGHT, MY EMAIL IS STOTHARD17@HOTMAIL.COM, GIMMIE YOUR NUMBER AGAIN FELLA AND ILL GIVE U A RING,

CHEERS MATE
Reply With Quote
  #8  
Old 12 Jun 2008
Registered Users
New on the HUBB
 
Join Date: Nov 2002
Location: West Yorkshire
Posts: 5
A pal of mine has just got insurance for his US trip through this outfit.
The Sunrise Group
They offer a simliar deal to the above where if you cut the trip short, they'll refund you for any 'unused' cover.
Reply With Quote
  #9  
Old 16 Jun 2008
Statdawg's Avatar
Registered Users
HUBB regular
 
Join Date: Apr 2007
Location: U.S.A.
Posts: 94
Overseas Visitors
Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 Registered Users and/or Members and 1 guests)
 

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


Similar Threads
Thread Thread Starter Forum Replies Last Post
getting US insurance for UK registered vehicle. Phil Flanagan Trip Paperwork 1 3 Jan 2008 22:21
Insurance for Australian vehicle in Europe intrepidtoo Trip Paperwork 2 27 Mar 2007 10:36
Expedition with Sole Vehicle v More Than One Vehicle Chris D (Newcastle NSW) 4 wheel Overland Travel 3 13 Feb 2007 15:56
No vehicle insurance - legal in SA? jj Trip Paperwork 2 4 Jun 2003 17:05
Source for vehicle insurance - fire, theft, etc. NOT liabili Susan Johnson Trip Paperwork 2 28 Jul 2002 01:34

 
 

Announcements

Thinking about traveling? Not sure about the whole thing? Watch the HU Achievable Dream Video Trailers and then get ALL the information you need to get inspired and learn how to travel anywhere in the world!

Have YOU ever wondered who has ridden around the world? We did too - and now here's the list of Circumnavigators!
Check it out now
, and add your information if we didn't find you.

Next HU Eventscalendar

25 years of HU Events
Be sure to join us for this huge milestone!

ALL Dates subject to change.

2025 Confirmed Events:

Virginia: April 24-27 2025
Queensland is back! May 2-4 2025
Germany Summer: May 29-June 1 2025
CanWest: July 10-13 2025
Switzerland: Date TBC
Ecuador: Date TBC
Romania: Date TBC
Austria: Sept. 11-14
California: September 18-21
France: September 19-21 2025
Germany Autumn: Oct 30-Nov 2 2025

Add yourself to the Updates List for each event!

Questions about an event? Ask here

See all event details

 
World's most listened to Adventure Motorbike Show!
Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...

Adventurous Bikers – We've got all your Hygiene & Protection needs SORTED! Powdered Hair & Body Wash, Moisturising Cream Insect Repellent, and Moisturising Cream Sunscreen SPF50. ESSENTIAL | CONVENIENT | FUNCTIONAL.

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)



Ripcord Rescue Travel Insurance.

Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers.

Led by special operations veterans, Stanford Medicine affiliated physicians, paramedics and other travel experts, Ripcord is perfect for adventure seekers, climbers, skiers, sports enthusiasts, hunters, international travelers, humanitarian efforts, expeditions and more.

Ripcord travel protection is now available for ALL nationalities, and travel is covered on motorcycles of all sizes!


 

What others say about HU...

"This site is the BIBLE for international bike travelers." Greg, Australia

"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK

"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia

"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA

"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada

"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa

"This is the answer to all my questions." Haydn, Australia

"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany

Lots more comments here!



Five books by Graham Field!

Diaries of a compulsive traveller
by Graham Field
Book, eBook, Audiobook

"A compelling, honest, inspiring and entertaining writing style with a built-in feel-good factor" Get them NOW from the authors' website and Amazon.com, Amazon.ca, Amazon.co.uk.



Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!

New to Horizons Unlimited?

New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!

Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.

Susan and Grant Johnson Read more about Grant & Susan's story

Membership - help keep us going!

Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.

You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.




All times are GMT +1. The time now is 09:03.