All good info

But motorcycling is quite a different activity to hiking, climbing, cross country skiing.
Manufacturers (like REI) assume users are active, doing physical exertion. Fabrics like Gore-Tex great when your working hard getting up a trail or cross country skiing across Sea ice. Other fabrics like Capilene and others are also amazing, along with the latest thin Merino Wool jerseys and such. Love it.
Many don't know Gore-Tex's "breathability" won't help in HEAT ... but is great in cold. Was specifically designed for exertion by users for Winter use. I tested very early Gore-Tex products in Antarctica in the 70's (USARP) we got a full tech rundown from THE MAN himself. It was not great for us because we got bird shit, oil and grease all over it and it no longer was waterproof!
Gore-Tex fabric must be clean to work! (otherwise was great!) I saved a set for myself for our days off cross country skiing. Worked great until you fell in a Seal breath hole in the Ice (which I actually did

).
Back to Motorcycles:
On a bike you mostly just sit there freezing in wind blast ... (unless doing technical off road work). Mountain climbers sweat like rapists, bike riders sit and freeze.

What's the wind chill factor at 70 mph?
But as you suggest, layering correctly is important on a motorcycle too. But you left out a MAJOR important piece of the gear puzzle that's been in the mix since the early 70's: Electrically heated gear.
Early elec. products were of limited value (I know, I was there). Low output, inefficient. Even today you need a bike with a fairly robust charging system to get the most out of Elec. gear. But even my feeble DR650 with it's mere 200 Watt output does enough to save my life wearing my Gerbing elec. jacket liner.
But once again ... that layering thing comes up. Few riders know or understand how to layer when using an electric jacket liner. Ask Gerbing. (I did)
They say:
Jacket should not be too loose fitting. (snug) Jacket should be 2nd item ... worn on top of base layer. Anything else should go OVER elec. Jacket liner. This puts the elec. liner close to your skin and the over layers help seal in the heat.
IT WORKS!
I estimate my Gerbing is worth about 3 Merino wool sweaters or two down Parkas (thin ones) Less bulk, more heat!
But FAR more riders ride in HEAT than COLD. And heat is a bigger challenge than cold is, IMO. I've seen more than one set of ADV riders turn tail and run for home... ended their trip because they could not handle the heat.
Of course they wore gear for a true EU Winter in Cent. America. They were par boiled. Lots of tricks for hot weather riding and lots of good info on that too. But it's Winter ... so I guess we should stick with that ... for now. what's that? It's 90F in Panama now?