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7 Nov 2012
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medical insurance
My girlfriend and I are crossing into Mexico in a few weeks on our way to Tierra del Fuego. We know that we can receive medical attention fairly inexpensively, but I am most concerned about major medical attention (catastrophic). Does anyone know of an insurance provider that offers medivac and catastrophic coverage? We are traveling for about a year and hoping to spend $50/month or less (not sure if this is reasonable at all).
Thank you for any information you are able to provide.
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7 Nov 2012
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Join Date: May 2011
Location: Homeless Somewhere
Posts: 1,165
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Heya Zalling1
Ellen and I are in Mexico at present, Hermosillo.
We have taken insurance with world nomads but to be fair we have not needed the medical part and don't won't too) so can't advise on how good the are.
We have also subscribed to the red button on our spot hoping this will be the quickest most reliable way out of a bad medical situation should it arise, all this is coupled with the fact that stuff down here is nothing like in the USA.
Not very helpful sorry but just what we did, we took good advice from Ken & Carol Duval who have been on the road for about 5 years now.
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7 Nov 2012
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Join Date: Feb 2002
Location: Wessex, UK
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Quote:
Originally Posted by Zalling1
My girlfriend and I are crossing into Mexico in a few weeks on our way to Tierra del Fuego. We know that we can receive medical attention fairly inexpensively, but I am most concerned about major medical attention (catastrophic). Does anyone know of an insurance provider that offers medivac and catastrophic coverage? We are traveling for about a year and hoping to spend $50/month or less (not sure if this is reasonable at all).
Thank you for any information you are able to provide.
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You will need to tell us where you are from to start with, I could hazard a guess at the US but availalbility and price of travel insurance is very dependant on nationality.
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7 Nov 2012
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Join Date: Oct 2010
Location: Mexico
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Post on the ADV Forum Is Mexico Safe thread and you will likely get a reply very quickly, maybe even for one or two people who have used the insurance for catastrophic reasons and been medevaced.
I think you might find it more expensive than your budget proposes.
Do not rely on any decent free medical attention in Mexico outside of what you might get from the Red Cross in urban areas.
Rural areas, you are going to be winging it until you can get somewhere with an ambulance or someone can get one to you.
Ride and act accordingly!
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7 Nov 2012
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Join Date: Oct 2005
Location: Norwich,Ontario,Canada
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Red button ????
I cannot imagine how a red button on your GPS SPOT or phone setup could be of any help in getting you out pf an emergency medical situation.
It may simplify the process of locating the "spot" where to pick up the leftovers but ... getting you fast medical attention ? I doubt that.
Are ANY of the local ambulance folks likely to be part of that SPOT tracing system ? dubious
Any help would have to come from your home country - or from insurance providers you have arranged before the whole trip.
Sorry no help, just an opinion about planning that should have been done long ago.
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7 Nov 2012
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Join Date: May 2011
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Quote:
Originally Posted by Sjoerd Bakker
I cannot imagine how a red button on your GPS SPOT or phone setup could be of any help in getting you out pf an emergency medical situation.
It may simplify the process of locating the "spot" where to pick up the leftovers but ... getting you fast medical attention ? I doubt that.
Are ANY of the local ambulance folks likely to be part of that SPOT tracing system ? dubious
Any help would have to come from your home country - or from insurance providers you have arranged before the whole trip.
Sorry no help, just an opinion about planning that should have been done long ago.
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Wow are you having a bad day?
I said we have medical insurance which we do, the red button is indeed to help things along, hopefully not the leftovers, you could be more polite about that.
Better to have it for direct coordinates if possible for local search and rescue and hopefully speed up time that may be needed.
Our planning was done and is in place, please help Zalling1 rather than shoot at us.
Zalling1, try world nomads anyway, we have a SPOT2 mainly so our family and friends can see where we are, I believe that subscribing to the SOS or red button is worthwhile for the little cost.
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