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Mexico Insurance...who bothers? Mexico Insurance...who bothers?
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Central America and Mexico Topics specific to Central America and Mexico only.
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  #16  
Old 6 Apr 2011
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My last time through Mexico I bought on-line. I don't remember from whom, and I don't remember how much it cost, but I do remember that it was easy to do and cheaper than I've paid in person on other trips.

Just Google and go with what you find. You'll print out your proof of insurance almost immediately after paying by credit card.

In case it's not yet clear: there is no federal law requiring insurance in Mexico. However, some states do require it (I can't claim to know which ones). In practical terms, if you don't buy insurance no one is likely to ask you about it until you're in an accident....at which time you need to either settle up before the police arrive or risk having your bike impounded and your lonely self held until things are settled. As best I can make out, this part is for real, and it doesn't necessarily have anything to do with who was "at fault" in the sense that I use this phrase.

I buy insurance in Mexico. I don't bother in a lot of other places. Make your own decision, but think about that scenario where someone hits you but the police take your bike away and throw you in jail.

Please remit: dos centavos.

Mark
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  #17  
Old 6 Apr 2011
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Yup: Not mandatory, but guilty until innocent is not a good place to be without insurance cover.

Motorcycle express covered me for $40 for 1 month BUT not being American, I had no faith that my insurance was valid - the online booking form is geared towards american residents (address, zip code, etc) and the payment didn't even come off the account until after the 1 month period had expired. I very much doubt we would have received much support from them in the event of an incident. Having said that, we got a piece of paper that we could print off and use as blagummution (new word - like?;-) in case of being pulled over.

Doing it again, I wouldn't bother. BUT... we stuck to the toll roads in the northern half of the country.... it depends how much time you spend in mexico, where you go, how you ride......

In short: a bloody impossible question to answer!

Good luck

G
Last edited by garmei; 6 Apr 2011 at 08:53.
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  #18  
Old 6 Apr 2011
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As I read the Motorcycle Express description it's not valid in Mexico (or Costa Rica, or certain other places). AFAIK, if you're looking for the man who shows up when you phone and arranges to keep you out of jail following an accident, you need an insurance policy from a company licensed to provide primary 3d party insurance in Mexico.

I've never really understood just what Motorcycle Express does offer. I know that it sounds enticing when you see on their website that they'll promise to cover you all over the world. But what will they really do for you on the ground?

Mark
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  #19  
Old 8 Apr 2011
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I did a google search but could only come up with sites that cover for US-registered vehicles.
Do you remember, was yours available for other (UK) registered vehicles as well?
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  #20  
Old 22 Apr 2011
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Just my .02, but I would not dream of riding without insurance. Better safe than sorry. :alucard:
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  #21  
Old 24 Apr 2011
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As has been mentioned several times, in Latin America unless you have 3rd Party with legal assist you stand a better than average chance of ending up in the slammer until who did what to whom is decided. Try Mexpro or Sanborns or angelica.garcia@iigins.co Hopefully the Mexpro site will work first but if not, Angelica is a friendly lass. Ride safe.
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  #22  
Old 25 Apr 2011
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A bit late since you are now probably out of Mexico already , but if you would feel more secure with the Mexico liability insurance you should know that for under $100 US you can obtain a full year's cover of DRIVERS LICENSE INSURANCE.It is sold online from the USA and at border insurance offices if you ask about DL insurance . Do a small search here on HU and ADVrider , it has been described and addresses given as to suppliers. e.g ADA VIS Global Enterprises, Inc. | Mexico Travel Insurance
Even if you are still in Mexico you could arrange it from the US source online, and it will be good for repeat visits for the year.As I said in my earler post, some states are making such insurance compulsory but since many ,if not most , Mexicans drive with NO insurance it is sort of an agreement that in case of a non-accident traffic stop no policeman ever asks for proof of insurance
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Last edited by Sjoerd Bakker; 27 Apr 2011 at 23:19.
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