SSD is not better. Pretty much every SSD drive on the market has abysmally high failure rate. 6-12 months, tons of the die. Just look at long term reviewers. And when SSD dies, it's hard to recover anything. It just dies one day with no warning.
My setup has been to use a big HD in laptop, and a big portable HD.
Dropbox/etc is fine in theory, but in most places in the world the upload speed will be abysmal. You will not be able to consistently backup anything sizable amount of data.
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