Insurance for un-MOTed UK bike in Europe.

[edwardbgill]

A slightly unusual insurance query - I'm a Brit currently in South America on my UK registered Bonneville. Whilst I've been out here the bike's UK annual safety test (MOT) has lapsed, meaning my bike is untaxed and therefore uninsurable in the UK at least until I get the MOT done again.

My original plan was to freight from Bogata to Lisbon and then cross Europe (not going to the UK). Normally my UK insurance policy would cover this, if the bike had a valid MOT pass certificate and therefore insurance policy. BUT as I've said above I don't have one of those right now.

My question is this - is there somewhere I simply by a standard European third-party insurance policy to cover me in EU countries OR as an EU registered vehicle do I have to by insurance from my home country (and therefore return the bike to the UK for it's MOT test) to do this, as it is a member of the EU?

Bit of a technical one, I know, but any help gratefully received - including whether anyone else from the EU/UK has come across this problem and if they managed to resolve it.

Thanks

Ed