The specialist comment makes sense, and I really hope I never need to claim, but as a point of reference - at 40 and with 2 yrs NCB due to ownership breaks, no adverse factors, I paid £330 for combined annual cover on a Pan European and a TDM, both fully comp and with my foreign trip on the Pan included (which cost £21 - all related to Romania, Bulgaria and Turkey as standard EU and the closer ones come free). That includes full European breakdown plus medical/legal, which seems reasonable to me. Amusingly, the excess when riding the Pan is £250 - 2.5x the TDM. Which makes no sense - The Pan is more likely to get dropped, and would be more expensive if I did..... they must put a lot of faith in those engine bars !
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Honda CBR 1100 XX, Yamaha XTZ 660, Harris Special
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