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4 May 2022
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Registered Users
New on the HUBB
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Join Date: Dec 2019
Location: Melbourne, Australia
Posts: 13
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Where to get EU insuance that covers me as a non resident
Hi guys,
I own an Irish motorcycle and using my friends address. It was under his name until recently and I was using his insurance with me as a co-rider. Its back in my name now and I am looking to get it re-insured, I am not sure what my best options are. I looked at Liberty insurance but unfortunately they only offer 3 months coverage in the EU outside of Ireland, im looking for something that offers at least 6 months but preferably a full 12. I contacted Lobagola but they said they arent doing anything with coverage in Ireland from April until next year, I might still go with them. I found a German company called TourInsure that seems like they could but thought I would get some input from this forum first. Most posts on here are pretty outdated and covid has shaken everything up a bit so thought I would just make a new post.
Cheers.
Last edited by spicystew; 5 May 2022 at 15:21.
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4 May 2022
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Gold Member
Veteran HUBBer
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Join Date: Jan 2002
Location: Toronto, Canada
Posts: 2,134
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What country issued your driver licence?
What is your country of residence?
This information is needed before an accurate reply can be given.
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5 May 2022
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Registered Users
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Join Date: Jun 2000
Location: GOC
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Post removed. No useful content.
Last edited by chris; 7 May 2022 at 23:12.
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5 May 2022
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Registered Users
New on the HUBB
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Join Date: Dec 2019
Location: Melbourne, Australia
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Quote:
Originally Posted by PanEuropean
What country issued your driver licence?
What is your country of residence?
This information is needed before an accurate reply can be given.
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Hey sorry my bad. I am an Australian citizen and have an Australian license, I dont have residency in any EU country
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6 May 2022
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Contributing Member
Veteran HUBBer
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Join Date: Jan 2016
Location: Tartu, Estonia
Posts: 1,103
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Quote:
Originally Posted by spicystew
I looked at Liberty insurance but unfortunately they only offer 3 months coverage in the EU outside of Ireland, im looking for something that offers at least 6 months but preferably a full 12.
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1) Are you sure they are limiting coverage in the EU outside Ireland, and not outside the EU? Ireland is part of the EU/EEA, Green Card validity should be equal to your normal Irish insurance validity.
2) Not to put too fine a point on it, but you're not allowed to be in the Schengen area for more than 90 days in any consecutive 6 months anyway. Unless you have a long-term visa.
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7 May 2022
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Registered Users
New on the HUBB
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Join Date: Dec 2019
Location: Melbourne, Australia
Posts: 13
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Quote:
Originally Posted by AnTyx
1) Are you sure they are limiting coverage in the EU outside Ireland, and not outside the EU? Ireland is part of the EU/EEA, Green Card validity should be equal to your normal Irish insurance validity.
2) Not to put too fine a point on it, but you're not allowed to be in the Schengen area for more than 90 days in any consecutive 6 months anyway. Unless you have a long-term visa.
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Yeah I am sure, I called them and talked about it and looked at their policy, not sure why its like that.
I am only allowed in Schengen for 90 days out of every 180, but that is cumulative not consecutive and it ticks over every 180 days anyway so I will be in and out of Schengen throughout the year. I am also looking at options for staying longer in particular countries through Visas so having the insurance already done for my bike would be helpful.
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