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Photo by Sean Howman, The Pamir highway in an unseasonably cold late October, Tajikistan

I haven't been everywhere...
but it's on my list!


Photo by Sean Howman,
The Pamir highway in an unseasonably
cold late October, Tajikistan



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  #16  
Old 18 Dec 2014
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Join Date: Jan 2002
Location: Toronto, Canada
Posts: 2,134
Quote:
Originally Posted by John933 View Post
...don't forget to take in what money you have left over when you leave. Good chance is you woun't be able to change it back. So it's spend it or bin it.
That's a good point, and certainly a worthy consideration.

Because I stay in hotels, it's pretty easy for me to get rid of surplus local money. When I pay my hotel bill on the last day in a country, I give the hotel cashier all the local money I have leftover, and then pay what remains on the balance with a credit card.

If I have a distance to go to the border, I might keep the equivalent of about 5 or 10 Euros in local money on me to buy coffee, etc. along the way. Before crossing the border, I'll stop at a gas station and use whatever is left over to fill the tank.

Michael
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  #17  
Old 18 Dec 2014
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Join Date: Dec 2014
Posts: 5
For Canadians, I just found the Chase Amazon CC. It costs $0, give 1% returns and has 0% foreign conversion fees. https://www.chase.com/online/canada/canada-home-en.htm
As for regular banking, I think I will get the BMO Premium checking account that comes with 5 foreign ATM withdrawals per month.
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  #18  
Old 19 Dec 2014
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Join Date: Jan 2002
Location: Toronto, Canada
Posts: 2,134
Hi Charlie:

You are correct in pointing out that the Chase co-branded credit cards offered in Canada do not have a foreign currency conversion fee. Chase offers co-branding with a number of organizations... besides Amazon, they also co-brand in Canada with Sears and Marriott.

The only problem with the Chase cards is that they don't offer the ability to set up a pre-authorized debit from one's bank account to pay the account balance when it comes due each month. This can be a real disadvantage for someone who spends a lot of time away from their home address.

Michael
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