From my experience last year, it is not possible to get breakdown cover for Morocco - for one thing there is no AA equivalent to come rescue you anyway.
Insurance seems to be pot luck, some firms will cover you, others won't. It is possible to get it once in country, though be prepared to wait at least 24 hours for cover and pay through the nose!
And no, a carnet is not required. You fill in paprework to 'import' the vehicle, and then 'export' it again when you leave.
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