For Brits breakdown cover is a hard one. Continentals have less hassle but I was told in the UK Comfort motorhome insurance cover cars too so may be worthwhile asking and renewing with them.
If you breakdown don't panic into a costly recovery or you may get shafted - someone will help you in the end.
In Morocco I've never had to pay exorbitant rates or wait for cover any longer than it takes to find an office and get it written out. This can mean briefly driving uninsured out of some ports. See the other insurance thread. The frontier insurance rates are set - 876dh/month for example - or about £2 a day.
This page may be useful in what you can do in what time, and
Morocco Overland ~ Documents
will be useful for immigration procedures. You may still have your CIN from last time.
15 days there and you can see a bit of everything I reckon.
Ch
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