ADAC is pretty good for their cover alright and they cover you as everybody says.
Be aware though, that if you have 3-4 incidents inside 2 years outside of Germany they may deem you not economically and downgrade you to cover inside Germany only with no option to upgrade to their Plus cover again.
Pain in the b*** if you don't live in Germany. Just keep that in mind, when you have the cover from them and use it.
That's pretty much the only downside with them. Beyond that there are no other snatches and it's hard to find the same value for money elsewhere.
/M
|