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Insurance for a foreign bike in the US? Insurance for a foreign bike in the US?
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Photo by Andy Miller, UK, Taking a rest, Jokulsarlon, Iceland

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Photo by Andy Miller, UK,
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Jokulsarlon, Iceland



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  #16  
Old 6 Jun 2018
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If you have a US address and phone number you can use, Progressive will insure you. No need to prove you live there. Japanese friends just did that. The website even lets you use foreign drivers licenses.
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  #17  
Old 6 Jun 2018
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As far as i have found, it is at the moment impossible to get the compulsory coverage for the us and canada as a foreign resident with a foreign registered motorcycle. All the companies who did it basicly sold the same insurance by Dairyland which has withdrawn from market.

Apparently it could be possible to get something through progressive insurance in the us, but then you would need an us adress and phone number.

My trip is also hanging in the balance here...s*cks big time
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  #18  
Old 6 Jun 2018
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Usa bike insurance
Thanks Chris, that's good news, I was beginning to get a bit gloomy about it all!
I will post a message if it all works out.
Incidentally, the plan is to buy a cheapish big bike in NY (from craiglist). I figure that even if I give it away in California it will be cheaper than hiring.

Isn't HU brilliant!
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  #19  
Old 6 Jun 2018
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Just spent 20 mins on the phone with Progressive (UK Owner, UK Bike).

It's a no from them...


However.... Anyone used these guys?

https://www.voyageroasis.co.uk/quote...word=&voucher=

My quote was: (haven't accepted yet)

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  #20  
Old 6 Jun 2018
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Try Geico too.

There shouldn't be a problem with them (or Progressive) if you have a US address to use.

I think the main issue is of you being a 'temporary' visitor who they may be worried simply does a runner in the event of a serious accident/claim. If they have a US address then at least someone [in the US] can be held accountable.

Jx
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  #21  
Old 6 Jun 2018
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Quote:
Originally Posted by UKJeeper View Post
Just spent 20 mins on the phone with Progressive (UK Owner, UK Bike).

It's a no from them...

However.... Anyone used these guys?

https://www.voyageroasis.co.uk/quote...word=&voucher=

My quote was: (haven't accepted yet)

That looks like a travel [personal] insurance policy, not a motor-vehicle liability policy?

Jx
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  #22  
Old 6 Jun 2018
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Quote:
Originally Posted by UKJeeper View Post
Just spent 20 mins on the phone with Progressive (UK Owner, UK Bike).

It's a no from them...


However.... Anyone used these guys?

https://www.voyageroasis.co.uk/quote...word=&voucher=

My quote was: (haven't accepted yet)
This is travel insurance not motorcycle insurance although if they offer cover for when riding a motorcycle it might be a useful alternative in a place of limited options.
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  #23  
Old 6 Jun 2018
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Quote:
Originally Posted by JMo (& piglet) View Post
That looks like a travel [personal] insurance policy, not a motor-vehicle liability policy?

Jx
Just called them, And yup, that is the case.

Though it does say on the site:

Quote:
This specialist travel insurance has been designed to provide protection for motorcycle enthusiasts abroad on their own bike or hiring a bike whilst away on holiday.
SO another dead end.
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  #24  
Old 6 Jun 2018
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Quote:
Originally Posted by mark manley View Post
This is travel insurance not motorcycle insurance although if they offer cover for when riding a motorcycle it might be a useful alternative in a place of limited options.
Just called them, it's not for motorcycle cover (IE your bike), just medical.

Though it does say on the site:

Quote:
This specialist travel insurance has been designed to provide protection for motorcycle enthusiasts abroad on their own bike or hiring a bike whilst away on holiday.
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  #25  
Old 6 Jun 2018
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And a no from Geico...

Quote:
Thank you for contacting GEICO Motorcycle and best wishes on your
upcoming trip!

Unfortunately GEICO Motorcycle does not offer short term policies for
foreign visitors at this time. We apologize for any inconvenience.

We recommend contacting an insurance broker, who works with a number of
different companies, in the area that you will begin your trip. They
may work with a company that has underwriting guidelines that allow for
temporary insurance in these situations.

Thank you for using our online services and wish you safe travels on
your amazing trip!



Sincerely,

Robert
Your GEICO Internet Team
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  #26  
Old 6 Jun 2018
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Quote:
Originally Posted by UKJeeper View Post
And a no from Geico...
It's not really a 'short term' policy you want... when I've done this is the past [via Progressive] I've had to pay a full year premium up front, but then you can always cancel the policy and they will refund the balance (less any admin fee).

Keep trying... but ideally going via a human (broker) is going to be the way to achieve this - online is notoriously rigid in that regard.

Jx
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  #27  
Old 6 Jun 2018
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Quote:
Originally Posted by JMo (& piglet) View Post
It's not really a 'short term' policy you want... when I've done this is the past [via Progressive] I've had to pay a full year premium up front, but then you can always cancel the policy and they will refund the balance (less any admin fee).

Keep trying... but ideally going via a human (broker) is going to be the way to achieve this - online is notoriously rigid in that regard.

Jx
Ok, Called Progressive. Got some guy called Jean, who is a biker. He explained there isn't a foreign bike insurance policy in place.

Buutt, that they could insure a foreign bike on the condition it was to be registered with a DMV while in the states.

Could be a loophole worth exploring. As I said to the guy, it's covered on the provisio I'll register it. He said yes. It's similar to what I did when I brought my Jeep here from California.

The quote for said policy was $553, which including liability, collision, and roadside assistance. And was, as Jenny mentioned above, able to be cancelled early minus admin fee's.
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  #28  
Old 6 Jun 2018
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I don't know how it was before but it looks like it is not possible anymore on the progressive site to use an foreign drivers licence number.

So as it looks, even with an US adress it wouldn't be possible to get the insurance.
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  #29  
Old 6 Jun 2018
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I've been investigating this and think I've found a way to insure a foreign bike in the US after the numbnuts at Dairyland pulled the plug.

You can get 3rd party only bike insurance through Lion which is OK if you are on a cheapy but probably not good if you are on a newish GS or KTM.

I've been searching for comprehensive insurance with a US address and hopefully get a positive answer shortly so will keep you guys updated.
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  #30  
Old 6 Jun 2018
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I feel your pain everyone - I'm having the exact same problem the other way around at the moment: Lisa (who is not a UK resident, and has a US licence) cannot be added to my existing policy, even though in the past she was...

It seem the insurance industry would rather encourage uninsured drivers, than actually provide for those few (and therefore relatively low risk) foreign travellers who want to travel abroad, on either their own or a borrowed bike...

We're trying to do the right thing by offering them money and they won't take it!

A conspiracy theorist might say it's a cartel between the rental car/bike companies to try and stop people using private vehicles abroad.

Grrrrrr.

Jx
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