![Reply](https://www.horizonsunlimited.com/hubb/images/buttons/reply.gif) |
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
4 Oct 2007
|
Registered Users
HUBB regular
|
|
Join Date: Feb 2007
Location: London
Posts: 26
|
|
Insurance...
...I figure this must have been done to death, but I´ve searched a few times and can't find anything recent or relevant, so...
What´s the story with bike insurance in South America? I'm in Quito but hope to be on the road in the next few days (though the Turtle's Head beckons this evening!), and really don´t fancy having no insurance from here to BA. I went without in much of Central America, but reckon my luck will run out eventually.
Alastair
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
5 Oct 2007
|
Registered Users
Veteran HUBBer
|
|
Join Date: Nov 2006
Location: France
Posts: 312
|
|
Unless you are a resident of one of the Mercosur countries, you ll have to subscribe to a new insurance in each country. Police rarely check it tho. I got controlled only in Mendoza, the police chief insisting on his officer especially on the insurance since he saw this was a foreing plate. Since it s a major "border" town, i guess he was looking for a reason...to get an easy bribe.
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
5 Oct 2007
|
![BklynDakar's Avatar](https://www.horizonsunlimited.com/hubb/images/avatars/Animal042.gif) |
Gold Member
Veteran HUBBer
|
|
Join Date: Jun 2003
Location: NY, USA
Posts: 356
|
|
They don´t tell you at the borders about insurance but you do need insurance in every country. You are rarely asked for insurance even if you are stopped by the police. However, sometimes they do ask and people have had there bikes taken from then until they purchased the insurance. Colombia near the VZ border and northern Peru are notorious for police stops asking for insurance. Still I have travelled through Col, Ecd, and Peru (so far) without insurance, although I was ask to show my insurance in CO and Peru.
A company in Argentina sells insurance that covers most of SOuth Am but I forget the name.
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
5 Oct 2007
|
![MikeS's Avatar](https://www.horizonsunlimited.com/hubb/images/avatars/Avatar035.gif) |
Registered Users
Veteran HUBBer
|
|
Join Date: Nov 2005
Posts: 1,187
|
|
We had to get some insurance in Argentina, only as a requirement to get the bikes out the port warehouse, we never bought any more after that. I did get hit once by a car in mexico, but it was his fault and i did more damage to him than he did to me, so i rode off, leaving him in the traffic.
I'm just curious though, has anyone actually ever had to make a claim when travelling in Mexico, South or Central America, and if so, was having the insurance worth it? As we (by that, I mean adventure motorcyclists) expect to dump our bikes now and then because its lots of fun going too fast on dirt roads, I'm guessing the main reason for having insurance is for 3rd party liability, for say accidents involving other people/their property?
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
5 Oct 2007
|
Registered Users
HUBB regular
|
|
Join Date: Feb 2007
Location: London
Posts: 26
|
|
Thanks for all the replies, guys. My issue (which I should have explained!) is not so much whether it's a requirement. It's that I really want to have third party insurance.
Does anybody know a provider?
I'd also be interested to know whether anybody has actually needed to make a claim...
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
5 Oct 2007
|
![Em and Hame's Avatar](https://www.horizonsunlimited.com/hubb/customavatars/avatar16273_1.gif) |
Contributing Member
Veteran HUBBer
|
|
Join Date: Sep 2005
Location: Aberdeenshire
Posts: 103
|
|
Insurance
For cover in the Mercosur countries, try Mapfre: SEGUROS MAPFRE . They have offices in most sizable towns throughout the Mercosur countries and should be able to help.
Hamish
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
6 Oct 2007
|
Registered Users
HUBB regular
|
|
Join Date: Apr 2006
Location: Frankfurt/Germany
Posts: 44
|
|
Check AIU American International Underwriters
Hi,
I understand your point. And travelled with the policy of AIU for Middle and South America. They cover third party liability as well (if you want it) theft... O.k. so in some countries I was forced to buy on at the borders although I could show mine, so I had a double coverage... The costs depend on the bike value and the time you are looking for.
Cheers
Ras
|
Currently Active Users Viewing This Thread: 1 (0 Registered Users and/or Members and 1 guests)
|
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...
2020 Edition of Chris Scott's Adventure Motorcycling Handbook.
"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)
![Ripcord Rescue Travel Insurance.](/stuff/ripcord/ripcord-logo-250.jpg)
Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers.
Led by special operations veterans, Stanford Medicine affiliated physicians, paramedics and other travel experts, Ripcord is perfect for adventure seekers, climbers, skiers, sports enthusiasts, hunters, international travelers, humanitarian efforts, expeditions and more.
Ripcord travel protection is now available for ALL nationalities, and travel is covered on motorcycles of all sizes!
What others say about HU...
"This site is the BIBLE for international bike travelers." Greg, Australia
"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK
"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia
"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA
"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada
"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa
"This is the answer to all my questions." Haydn, Australia
"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany
Lots more comments here!
![Five books by Graham Field!](/stuff/grahamfield/graham-field-2021-280.jpg)
Diaries of a compulsive traveller
by Graham Field
Book, eBook, Audiobook
"A compelling, honest, inspiring and entertaining writing style with a built-in feel-good factor" Get them NOW from the authors' website and Amazon.com, Amazon.ca, Amazon.co.uk.
Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!
New to Horizons Unlimited?
New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!
Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.
Read more about Grant & Susan's story
Membership - help keep us going!
Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.
You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.
|
|
|