Indeed, nightmare scenario. Hope he is able to extract himself from this situation. I've donated too.
Interesting, WN advertise on the HU homepage and there's a major "health warning" by GJ underneath regarding checking the policy small print.
The following is just conjecture as I don't know the full facts, but reading posts by trustworthy British bike travellers on the HU FB group, WN either only covers UK residents / citizens on bikes to 125cc OR possibly not at all (!!!) if your main mode of transport is a motorcycle...
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