Go Back   Horizons Unlimited - The HUBB > Planning, Trip > Staying Healthy on the Road
Medical Insurance for Aussies in Europe Medical Insurance for Aussies in Europe
Register FAQ Calendar Today's Posts
Staying Healthy on the Road Medical info, e.g. malaria, vaccinations, travel medical tips, medical insurance, where to find a doctor.
Photo by Andy Miller, UK, Taking a rest, Jokulsarlon, Iceland

I haven't been everywhere...
but it's on my list!


Photo by Andy Miller, UK,
Taking a rest,
Jokulsarlon, Iceland



Ripcord Rescue Travel Insurance.

Reply
 
LinkBack Thread Tools Display Modes
  #1  
Old 18 May 2008
dpdaniel's Avatar
Registered Users
HUBB regular
  
Join Date: Jan 2008
Location: Tasmania, Australia
Posts: 35
Question Medical Insurance for Aussies in Europe
Hi,

Was wondering if anyone out there had a recommendation for insurance for an aussie taking a 5 month bike trip around Europe?

Very few of the companies I've found on the net cover for bikes. The travel agency I used for my flights here in Australia offer travel insurance that covers motorcycles....but only for below 200cc!!

I am planning on getting a green card via Knopf Tours, as well as insurance for theft and breakdowns, but what's really important is insurance for damage to me or to someone else (where I'm involved). Any ideas?

Cheers,
Damien
__________________
Keep passing open windows...
Reply With Quote
  #2  
Old 18 May 2008
Redboots's Avatar
Registered Users
Veteran HUBBer
  
Join Date: Feb 2006
Location: On the border - NE FR
Posts: 865
Nomads
Quote:
Originally Posted by dpdaniel View Post
Was wondering if anyone out there had a recommendation for insurance for an aussie taking a 5 month bike trip around Europe?
World Nomads - Keep Travelling Safely

Cheers,
John
__________________
Nostradamus Ate My Hamster
Reply With Quote
  #3  
Old 19 May 2008
Contributing Member
Veteran HUBBer
  
Join Date: Jul 2002
Location: Sydney, NSW, Australia
Posts: 1,362
Post Left side bar ...
Quote:
Originally Posted by dpdaniel View Post
Was wondering if anyone out there had a recommendation for insurance for an aussie taking a 5 month bike trip around Europe?
Over to the left you will find a vast range of information - spend a week and read it all ...

For your question
http://www.horizonsunlimited.com/tripplan/safety

This place is huge .. you need to spend some (a lot?) of time just wandering around ...
__________________
---
Regards Frank Warner
motorcycles BMW R80 G/S 1981, BMW K11LT 1993, BMW K75 G/S
Reply With Quote
  #4  
Old 19 May 2008
Registered Users
Veteran HUBBer
  
Join Date: May 2006
Location: Bribie Island Australia
Posts: 678
Your insurance (bought in the EU?) will cover whatever the legal minimum cover is in the EU country you are visiting - that will vary from third party injury only to third party property including injury.

If you have bought additional cover for your vehicle then the green card will provide that in all countries that accept it - even outside EU but in the European Zone - Norway and the likes.

As far as medical insurance goes why bother chasing bike accident protection? If you are involved in a bike accident you'll be covered via the national health system of the country you are in - I think the old 9 EU members have reciprocal health care with Aus. Check with Fed Govt Dept of Health in Aus. But vehicle accidents dont cause diplomatic incidents and are so common that I doubt anyone even tries to get costs back from overseas visitors - and what are they going to do - stop you leaving?

For other non bike related illness and injury then maybe just some travel insurance will do, Flight Deck covered us last year for 7 months.
Reply With Quote
  #5  
Old 19 May 2008
Registered Users
Veteran HUBBer
  
Join Date: Apr 2008
Location: Germany
Posts: 147
Second Worldnomads.com for health insurance with the disclaimer that I never had to make a claim. Would also look into National Health Service reciprocal agreement but your mileage on location may vary.

For Australians they are underwritten by Allianz Australia and just exclude racing and the obvious of riding w/o a license in the relevant country. With 5% off (PROMO5) you are looking at:

Quote:
Your quote and policy benefits

Start dateMay 19, 2008End dateOctober 18, 2008DestinationsWorldwide, excluding USA, Canada & Japan
TypeSingleAge limitunder 66Underwritten by Allianz Australia Insurance Limited (May 07)Policy excessAUD $100PriceAUD $273 FootprintsAUD $ 2.00 Water and sanitation provision, Liquica villages, Choose We believe people have an obligation to contribute to the communities in
which they travel. Footprints is our program to assist in doing this.

Water and sanitation provision, Liquica villages TIMOR-LESTE, RUN BY: WaterAid AustraliaView project details


Mini Market and Bus Shelter TIMOR-LESTE, RUN BY: CARE AustraliaView project details


2008 Key Teacher Training Program, Himalaya NEPAL, RUN BY: Australian Himalayan FoundationView project details


Children’s Safe Home Program, Rajbari BANGLADESH, RUN BY: Save The Children AustraliaView project details


Repair the Balang Village School, Siem Reap CAMBODIA, RUN BY: World ExpeditionsView project details


Donate AUD $ 0 1 2 3 5




Total policy cost AUD $261.35 Including a discount of AUD $13.65
Reply With Quote
  #6  
Old 19 May 2008
dpdaniel's Avatar
Registered Users
HUBB regular
  
Join Date: Jan 2008
Location: Tasmania, Australia
Posts: 35
Apologies to Frank, Thanks to all
Thanks for all the info - and yes I agree, I probably should have spent more time checking out the "left side bar". Apologies.

Unfortunately a lot of the info I found when I searched "medical insurance" on this site, and I did, pertained to UK citizens only, and was quite old, and I hoped someone had an answer from being through it all before from an Australian perspective. Live and learn.

In answer to other questions, the cover I am really interested in is if I get hurt and need to go to hospital, irrespective of whose fault it is. As a doctor who regularly treats victims of road accidents (I specialise in anaesthesia/emergency/retrieval and intensive care medicine) I am reminded every day about the dangers of riding (and I know how much it costs).

Thanks boarder - I will check that option out.

Cheers,
Damien
__________________
Keep passing open windows...
Reply With Quote
  #7  
Old 19 May 2008
Redboots's Avatar
Registered Users
Veteran HUBBer
  
Join Date: Feb 2006
Location: On the border - NE FR
Posts: 865
Quote:
Originally Posted by boarder View Post
Second Worldnomads.com for health insurance with the disclaimer that I never had to make a claim.
I made a claim last year after an accident on the KKH.
I have nothing but praise for the service I received. Paid all hospital bills and plane fare from India to France.

Nomads is more of a "broker" if I can use that term.
Because I live in France, the underwriters were Danish(!?).
Its the company in Denmark that I dealt with for the claim and were very on the ball. Chasing me up to send in bills and receipts!

Cheers,
John
__________________
Nostradamus Ate My Hamster
Reply With Quote
  #8  
Old 19 May 2008
dpdaniel's Avatar
Registered Users
HUBB regular
  
Join Date: Jan 2008
Location: Tasmania, Australia
Posts: 35
Thumbs up Cheers John
Thanks John,

That's very reassuring. I appreciate the useful feedback - I think word of mouth is the best advertising.

I am definitely going to get a quote from them.

Cheers,
Damien
__________________
Keep passing open windows...
Reply With Quote
  #9  
Old 27 May 2008
KennyE's Avatar
Gold Member
Veteran HUBBer
  
Join Date: Apr 2007
Location: Gold Coast Australia
Posts: 194
Hi Damien,

I'm on my trip through Europe at the moment. I got my travel insurance through MBF Health which was reasonably priced at about $100 a month. It includes medical evacuation and there are n limits on motorcycles. Some of them would only insure small bikes.

Try Carole Nash(based in UK) for fully comp insurance for your bike.

Cheers,

Kenny
__________________
Just Ride!
www.rocktravels.blogspot.com
Reply With Quote
  #10  
Old 28 May 2008
dpdaniel's Avatar
Registered Users
HUBB regular
  
Join Date: Jan 2008
Location: Tasmania, Australia
Posts: 35
Thanks
Cheers Kenny,

I ended up going with World Nomads after a couple of recommendations. Cheap ($340 with extra for certain items that might get stolen...). Remains to be seen whether it is good value for money.

I'll check out Carole Nash (have only had a cursory look thus far).

What's the story with your trip and bike? Would be interested in your experiences. Can email me if you like.

Cheers mate, safe riding.

Damien
__________________
Keep passing open windows...
Reply With Quote
  #11  
Old 28 May 2008
KennyE's Avatar
Gold Member
Veteran HUBBer
  
Join Date: Apr 2007
Location: Gold Coast Australia
Posts: 194
Hi Damien,

I'm only 6 weeks into my trip and plan on riding around the top of the Baltic Sea then down through Turkey etc. to Nepal. I will have to fly my bike to Thailand then will ride to Timor then ship to Darwin.

Am in a fairly cool Denmark now having done France, Germany etc.. I have a bit of a blog going at

Kenny Rides Again

Cheers,

Kenny
__________________
Just Ride!
www.rocktravels.blogspot.com
Reply With Quote
  #12  
Old 28 May 2008
farqhuar's Avatar
Registered Users
Veteran HUBBer
  
Join Date: Mar 2008
Location: Oztralia
Posts: 646
I'm with insure4less (.com.au). Booked online - less than $50 per month and no bike restrictions.

Garry from Oz.
__________________
Garry from Oz - powered by Burgman
Reply With Quote
  #13  
Old 30 May 2008
dpdaniel's Avatar
Registered Users
HUBB regular
  
Join Date: Jan 2008
Location: Tasmania, Australia
Posts: 35
Cheers for all the info. A lot of useful stuff here not found in the "left side bar" after all... perhaps some of it can be added.

Kenny, I'll get in touch as we head off to see if we are able to catch up somewhere in Europe.

D
__________________
Keep passing open windows...
Reply With Quote
Reply

« Previous Thread | Next Thread »

Currently Active Users Viewing This Thread: 1 (0 Registered Users and/or Members and 1 guests)
 

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

Similar Threads
Thread Thread Starter Forum Replies Last Post
Medical insurance vs. Travel Insurance nickthedesigner Staying Healthy on the Road 17 11 Oct 2013 12:41
Medical insurance sivrvorh Staying Healthy on the Road 11 19 Nov 2009 03:14
Medical insurance in Europe John Roberts Staying Healthy on the Road 2 27 Feb 2005 19:11
Medical Insurance? danasta Staying Healthy on the Road 6 24 Feb 2005 03:13
MEDICAL INSURANCE pil Staying Healthy on the Road 2 2 May 2001 22:10

 
 

Announcements

Thinking about traveling? Not sure about the whole thing? Watch the HU Achievable Dream Video Trailers and then get ALL the information you need to get inspired and learn how to travel anywhere in the world!

Have YOU ever wondered who has ridden around the world? We did too - and now here's the list of Circumnavigators!
Check it out now, and add your information if we didn't find you.

Next HU Eventscalendar

ALL Dates subject to change.

2025 Confirmed Events:

  • Virginia: April 24-27 2025
  • Queensland is back! May 2-4 2025
  • Germany Summer: May 29-June 1 2025
  • CanWest: July 10-13 2025
  • Switzerland: Date TBC
  • Ecuador: Date TBC
  • Romania: Date TBC
  • Austria: Sept. 11-15
  • California: September 18-21
  • France: September 19-21 2025
  • Germany Autumn: Oct 30-Nov 2 2025

Add yourself to the Updates List for each event!

Questions about an event? Ask here

See all event details

 
World's most listened to Adventure Motorbike Show!
Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...

Adventurous Bikers – We've got all your Hygiene & Protection needs SORTED! Powdered Hair & Body Wash, Moisturising Cream Insect Repellent, and Moisturising Cream Sunscreen SPF50. ESSENTIAL | CONVENIENT | FUNCTIONAL.

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)



Ripcord Rescue Travel Insurance.

Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers.

Led by special operations veterans, Stanford Medicine affiliated physicians, paramedics and other travel experts, Ripcord is perfect for adventure seekers, climbers, skiers, sports enthusiasts, hunters, international travelers, humanitarian efforts, expeditions and more.

Ripcord travel protection is now available for ALL nationalities, and travel is covered on motorcycles of all sizes!


 

What others say about HU...

"This site is the BIBLE for international bike travelers." Greg, Australia

"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK

"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia

"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA

"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada

"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa

"This is the answer to all my questions." Haydn, Australia

"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany

Lots more comments here!



Five books by Graham Field!

Diaries of a compulsive traveller
by Graham Field
Book, eBook, Audiobook

"A compelling, honest, inspiring and entertaining writing style with a built-in feel-good factor" Get them NOW from the authors' website and Amazon.com, Amazon.ca, Amazon.co.uk.



Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!

Your ad could be here, on EVERY page of the HUBB, or the whole website, or as many as you like!

New to Horizons Unlimited?

New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!

Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.

Susan and Grant Johnson Read more about Grant & Susan's story

Membership - help keep us going!

Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.

You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.



All times are GMT +1. The time now is 12:59.

Contact Us - Horizons Unlimited Motorcycle Travellers Website - Archive - Privacy Statement - Top