I have had 2 incidents in the past 7 years of AF (atrial fibbulation) That I believe were instigated by knocks to the head. Is there anyway I can obtain insurance with this precondition.It seems in Australia NO.

Contact the International Motorcyclists Tour Club (www.imtc.org.uk) for advice. They have over 300 members who tour all over the world, some of these have overcome dificulties with insurance caused either by medical conditions or plain old age.

Hi, I've got details of a company that offers insurance for people with pre-conditions. I'm in an internet cafe and the details are at home. I'll get back to you tomorrow. Lindsay.

Thanks to both replies.

Have you had the Atrial Fibrillation treated with drugs or more permanently with an Electro Cardio Ablation - or have you just had the Electro Cardio Version (with the electric shock to the chest to reboot/synchronise the heart beat :biggrin ?

If you are effectively cured, then I wouldn't have thought insurance was a major issue. If you still have the atrial fibrillation, it would in the UK/Germany, likely impact on your legal holding of a driving licence.

(I have had three electro cardio ablations and at last, it seems to be OK now. However, I never had much in the way of symptoms and only detected it when I was wearing a sports pulse monitor watch).

Grey Beard

I had the heart zap and medication, which I stopped. The cardiologist admitted it wasn't medication he'd like to be on. The first event had me in hospital for over a week, the second was caught sooner and it was a day operation. I was told it could reappear at any time and to be aware of the systems, heart racing etc.

OK, you obviously have much more severe symptoms than I had. The first hospital I went to didn't do the Electro Cardio Ablation (or the cryogenic version of that) and put me on Digitoxin medicine, but I told them I didn't want to be popping pills for the rest of my life. I was then referred to a second hospital, where they did the electro cardio ablation, but they wouldn't do the left side of my heart as they said it was too risky. I had fibrillation in left and right sides. After the first op, I still had the left side fibrillation and was on strong meds for 3 months. I didn't like these as it slowed my already slow heart rate down and gave me occasional unpleasant and dangerous one second blackouts. I had the second ablation when the right hand side of the heart fibrillation returned, so they agreed to do both sides. Then after about 8 months the left hand side fibrillation returned, but the right hand side was OK. After the third op, things seem to have been OK for about a year and a half. I only take a token anti arrhythmia medication. Fitness is crap and they say I have some leaking of my aortic valve, which needs to be monitored. So I guess I will try and boost fitness on a spin bike during the winter, if golf doesn't get the fitness up enough.

My brother in law recently had an electro cardio ablation and is looking at a heart valve replacement, but his symptoms and meds were stronger than any of mine.

I guess if your arrhythmia is so intermittent (albeit much more severe when it does occur), they won't want to operate, though it is routine procedure and quite painless. Not sure what caused the valve problem as I don't have any calcium/cholesterol build up in my heart veins/arteries.

Grey Beard

OK, I haven't contacted this company, only noted them for possible future use. Cheapest Health Insurance

I wish you the best. Lindsay.

Thanks for that info.

Contact sarah.dennis@cardiomyopathy.org they have all the griff on insurance for heart suffer's as does your local British Heart Foundation shop or email them, they can offer assistance.
Keep taking the tablets!