I`ve just got basic health insurance (think its WorldWide) for 8 months for about 120GBPs and covers motorcycle travel on bigger bikes. There is really no point in insuring belongings in my opinion as I haven`t brought anything I can`t afford to loose (except my bike that is!). The amount of excess they charge would cover most things anyway. Also read the small print as there seems to be a quite lot of strict proceedures to follow/numbers to call etc when your arm or leg is hanging off as to what medical services you can use.
Another thing to watch is depending on what the Foreign Office is saying, the insurance co might not pay out. I understand that Colombia and maybe even Equador are classed as no-go areas in their opinion and I´m led to believe that a claim made here might not even be granted.
We recently met an english guy here who`d had a 750GBPs laptop stolen out his room and because he`s in Colombia and the Foreign Office says don`t go there, he can`t make an insurance claim.
Maybe someone else can shed some more light on this issue though.
Last edited by MikeS; 29 Mar 2007 at 19:33.
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