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10 Mar 2008
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Contributing Member
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Join Date: Feb 2004
Location: St Andrews
Posts: 662
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On the road again, maybe.
Hi People, if all goes to plan I will soon be back on the road again after my little contretemps in Mexico last year. Problem, being a pensioner and UK citizen I am finding it next to impossible to find any medical-travel insurance for me whilst riding a big bike, my recently repaired R1200GS. If there are any knackered old sods riding around the world with travel - medical insurance can they please let me know which companies they are with. I would like to finish the Mex-USA-Canada leg of my trip but the thought of having a similar mishap to the Mexican one in the US or Canada fills me with dread. Ride safe, Mike.
__________________
Mike
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Mike is riding the twisty road in the sky
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29 Jul 2008
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Registered Users
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Join Date: Nov 2006
Location: On the road, Homeward bound :-(
Posts: 127
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Insurance
Hi Mike,
If you haven't already got your insurance check Health Care International www.healthcareinterntional.com . We have had trouble getting cover, either to old!!!! or the bike is to big or because of the countries we intend visiting.
My Email to HCI
I am enquiring about insurance for a trip I am planning.
Myself and my Wife will be leaving the UK in Jan 2009 for a Round the World trip by Motorcycle covering:-
West coast of Africa from Morocco to Cape Town, South, Central and North America, Canada, Alaska, NZ, Australia, Asia and Eastern Europe. We are expecting the trip to last about Three Years.
We would like insurance to cover, but not be restricted to:-
1 Repatriation to the UK if neccessary.
2 Be renewable on the road out of UK (unlimited time).
3 Cover the use of a Motorcycle of 1200cc.
I would be interested to hear if you have any such product.
HCI reply
Many thanks for your email. I must admit I am green with envy at the prospect of your amazing trip! It sounds absolutely amazing and a once in a lifetime trip that I would love to have the opportunity to do one day.
A quote to cover medical insurance and repatriation costs comes to £329.00 per person and will cover you for one year. The premium may increase the following year(s) but we can offer you yearly policies.
This would not cover any motorbike costs so would not act as motorcycle insurance and would cover medical expenses in the event of an emergency.
I double checked over the phone with them and there is no restriction on engine size.
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30 Jul 2008
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Contributing Member
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Join Date: Sep 2003
Location: Whangarei, NZ
Posts: 2,214
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WorldNomads - my experience
I just had to go to hospital after 3 days of increasing fever and a bad cold. The hospital wanted to admit me straight away, so I gave them my insurance details. There were a few snags to begin with: seems the hospital's lines were toll barred, they couldn't call Australia. So, I called them from my mobile, but my credit got burned up in Mondial Assistance's waiting loop. I guess this is partly my own fault, as MA actually have an office with freephone number in Bangkok, which I discovered later.
The hospital then managed to call them using another prefix (don't know how this works...) and from then on it was all plain sailing. I was still in the process of being transferred to a ward and I got to speak with one of their doctors, who was friendly and gave the impression he was genuinely concerned about my welfare. After that I didn't have to worry about anything connected with insurance or payment any more. When I was discharged 2 days later the insurance arranged to pay the hospital directly and I only had to pay a small amount.
All in all a mostly positive experience and lesson learnt: collect all the relevant phone numbers before I need them.
Pity they don't cover UK people on bikes, but they will cover my Thai partner.
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30 Jul 2008
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Join Date: Dec 2006
Location: Edinburgh
Posts: 235
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Global-link
Hey all.
I recently enquired with Global-link about Full (inc US/Can) worldwide 12 month insurance, 600cc bike, and 35 yrs old. here's there reply.............
"Mr Shingleton
Thank you for your enquiry.
We are pleased to be able to offer a quotation of £305.00
based upon the following information for "Backpacker" cover.
Number of people travelling. 1 adult
Duration of Holiday. Up to 12 months
Area of travel. Worldwide
* This policy includes medical expenses arising from Motorcycling in line with UK licence entitlement.*
Please refer to the attachment for a summary of "Backpacker" cover.
PRE EXISTING MEDICAL CONDITIONS
This policy does not provide cover for re-ocurring or pre-existing medical conditions.
You can arrange cover by calling us on 0870 444 2872 or + 44 (0) 1353 699082
Kind regards
David
Globelink International Travel Insurance Consultants Ltd."
I'm presuming that "in line with UK entitlement" means having the licence and owning the bike. Although I will call to make sure.
Their policies go for up to 18 months, which is pretty good for longer trips.
After looking around, think I'll go with this one once I've had a confirmatory phone call. Also IMHO I'm pretty sure that if the FCO advise not to go to any particular country then no insurance company is going to cough up the readies to sort you out, so I'll just ride a touch slower and keep the eyes peeled!
I'm leaving Iraq in the morning and I KNOW the FCO advises not to come back! LOL
Have fun!
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Geoffshing
'Security is a product of one's own imagination, it does not exist in nature as a rule, life is either a daring adventure or nothing.'
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30 Jul 2008
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Registered Users
HUBB regular
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Join Date: Mar 2008
Location: Edinburgh, Scotland
Posts: 50
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Look forward to catching up about your trip when you get back to Edi. Try to put if off for a week then I can come for drinks too!
That's a good quote. I was more than that for my trip (non biking) with climbing etc cover.
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16 Sep 2008
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Gold Member
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Join Date: Aug 2004
Location: Wild West (of Crete)
Posts: 283
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Brilliant thread!
Thanks to everyone who has contributed to this.
I was just about to spunk more than a grand with Campbell Irvine (12 months, unlimited CC bike, 42 years old, worldwide) when I read this thread. Have just arranged cover for medical expenses with Navigator for £280! No excess, and renewable while you're away. (Not covered for bags/cash etc).
Speak to Yvonne on 0161 973 6435 and mention the HUBB...
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26 Sep 2008
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Contributing Member
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Join Date: Feb 2004
Location: St Andrews
Posts: 662
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Hi People, put '1 stop travel insurance uk' into a search engine and you might get a nice suprise, I found them by wading through the compare type websites. Ride safe.
__________________
Mike
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Mike is riding the twisty road in the sky
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16 Dec 2008
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Join Date: Nov 2006
Location: On the road, Homeward bound :-(
Posts: 127
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Quote:
Originally Posted by Sime66
Thanks to everyone who has contributed to this.
I was just about to spunk more than a grand with Campbell Irvine (12 months, unlimited CC bike, 42 years old, worldwide) when I read this thread. Have just arranged cover for medical expenses with Navigator for £280! No excess, and renewable while you're away. (Not covered for bags/cash etc).
Speak to Yvonne on 0161 973 6435 and mention the HUBB...
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Simon, and everyone
Just a heads up for you. We just spoke to Yvonne at Navigator and their renewable on the road policy will no longer exist after the end of the year and they have no plan to replace it with another.
We were originally going with Healthcare International which quoted a reasonable £329 each renewable on the road with repatriation but when we went to book the policy the price has gone to £1440 for both of us ... ouch!!
Now getting a bit desperate as we are leaving on the 2nd Jan and still looking for cover.
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