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11 Mar 2008
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Contributing Member
HUBB regular
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Join Date: Jun 2007
Location: Suffolk, England
Posts: 28
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Travel / medical Ins. for crusties! any ideas?
Sad to say I passed my half cetury, physically at least, a while back. down side is the insurance companies appear to consider me a greater risk to cover. (I have no medical issue's that I know of)
Can anyone shed light on my dilema please. I need cover for a world trip of Europe, Asia, Oz and the America's with repatriation, yes and it is on a bike over 125cc.
Ho Hum and away we go................. Thank's
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11 Mar 2008
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Contributing Member
Veteran HUBBer
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Join Date: Feb 2004
Location: St Andrews
Posts: 662
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Wrinklies of the world unite
Hi Scavenger07, I am in the same boat, big age, big bike and having problems finding medical cover for long range bike touring. If you find a company that does not regard us senior citizens as a bigger risk now than when we were young tearaways please let me know. A bit of empirical knowledge that insurance companies should take on board apropo oldies, for us, if you bend bits it hurts more and you limp longer and as time is getting more and more valuable you are more careful how you go about things. (alegedly) Ride safe, Mike.
__________________
Mike
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Mike is riding the twisty road in the sky
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11 Mar 2008
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Contributing Member
Veteran HUBBer
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Join Date: Jan 2006
Location: Sheffield
Posts: 994
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age not relevant
I am 26 and have trouble getting insured for overlanding on a 750. World Nomads used to be the only people I could get cover from, and I don't think they do it anymore, you just have to go without!
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13 Mar 2008
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Registered Users
Veteran HUBBer
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Join Date: Dec 2001
Location: Definitely Nomadic
Posts: 523
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I'll be 48 in a few weeks, and haven't had medical insurance for seven years now. Have never been healthier. When I was married and we had coverage I was in and out of the doctors constantly. Nothing serious... Then my former husband quit teaching, we had no insurance, and voila, healthy. Now I've been on the road for a few years, I don't even have a column in my accounting file of medical expenses. Added to this, if something were to go wrong, doctors are much cheaper outside the US/UK. That's if you even bother going to the doctor. Most locals go straight to the pharmacy where you have helpful advice, and cheap pills.
However, this approach only works if you're comfortable with it! No use traveling around fearful something's going to go wrong!!! Because then, probably something will.
Lorraine
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13 Mar 2008
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Contributing Member
Veteran HUBBer
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Join Date: Sep 2003
Location: Whangarei, NZ
Posts: 2,214
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Good for you, Lorraine. However, I regard insurance as something to protect me in case something serious happens. I want to know that they will put me into a decent hospital and if there are complications that can't be treated on the spot I will be evacuated.
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Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...
2020 Edition of Chris Scott's Adventure Motorcycling Handbook.
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Ripcord travel protection is now available for ALL nationalities, and travel is covered on motorcycles of all sizes!
What others say about HU...
"This site is the BIBLE for international bike travelers." Greg, Australia
"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK
"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia
"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA
"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada
"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa
"This is the answer to all my questions." Haydn, Australia
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Lots more comments here!
Diaries of a compulsive traveller
by Graham Field
Book, eBook, Audiobook
"A compelling, honest, inspiring and entertaining writing style with a built-in feel-good factor" Get them NOW from the authors' website and Amazon.com, Amazon.ca, Amazon.co.uk.
Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!
New to Horizons Unlimited?
New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!
Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.
Read more about Grant & Susan's story
Membership - help keep us going!
Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.
You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.
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