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8 Mar 2013
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Registered Users
Veteran HUBBer
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Join Date: Oct 2005
Location: Mexico City
Posts: 448
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World Nomads Vs Medjet Assist
I am starting to plan for a trip to Central and South America. I have looked at World Nomad insurance which is about $2,500 dlls and Medjet Assist which is around $1,000 with motorcycle coverage for both of us.
Checking a little World Nomads seem to be less than helpful when it comes to a claim.
Does anybody have experience with Medjet Assist?
As we live in Mexico options don´t seem plentiful. I am not worried about coverage for minor problems like a toothache or a stolen bag but do want to cover a major event. I wseem to remember Grant Johnson saying you can´t afford not to have medical insurance.
Thanks in advance.
Garry
Ps Anybody coming to Mexico City is welcome to stay up until we leave in Jan (hopefully) 2014
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8 Mar 2013
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Contributing Member
Veteran HUBBer
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Join Date: Jul 2007
Location: Rockhampton, Australia
Posts: 868
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World Nomads Vs Medjet Assist
About time you started riding
I am using WN but cannot comment on claims. It is expensive though I know that
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8 Mar 2013
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Registered Users
Veteran HUBBer
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Join Date: Oct 2005
Location: Mexico City
Posts: 448
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It is about time we started travelling but we won't start until next year.
I have figured out that MedJet only covers the cost of sending you back home whereas WN covers more and costs more too.
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10 Mar 2013
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Join Date: Feb 2002
Location: Bombinhas-Santa Catarina-Brazil
Posts: 297
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in 2012 my wife had an acute appendicitis when travelling in Chile. I foned WN but they said I had to pay the hospitalbill myself and afterwards send in all the bills; WN did not pay the hospital directly.
So we did. About 6 weeks later we got a complete refund. No complaints about that last part.
But,If we wouldn´t have had the money they would not have operated her. (the med said afterwards she could not have waited for another day) in a country like Chile we were lucky and could afford paying the hospital bill on forehand( aprx 4000 US) but I wonder what would happen in e.g. the US, where surely my wallet is not fat enough to pay the hospitalbill?
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10 Mar 2013
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Registered Users
Veteran HUBBer
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Join Date: Oct 2005
Location: Mexico City
Posts: 448
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Thanks for the info. I have spent quite a bit of time looking for a good option and so WN seems like the best. Any further feedback greatly appreciated.
Garry
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10 Mar 2013
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Contributing Member
Veteran HUBBer
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Join Date: Jul 2007
Location: Rockhampton, Australia
Posts: 868
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World Nomads Vs Medjet Assist
I guess one thing to say then, if you use WN and need to pay up front before the refund, then maybe it would be wise to organise a couple of back up credit cards. These cards would never be used except for medical expenses
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11 Mar 2013
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Registered Users
Veteran HUBBer
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Join Date: Oct 2005
Location: Mexico City
Posts: 448
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Very smart thinking about the credit cards. I am still searching for something better and or cheaper and have plenty of time to shop around.
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11 Mar 2013
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Gold Member
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Join Date: Aug 2012
Location: Sunshine Coast, Queensland Australia
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Link to Your trip?
Hi Garry,
I'm heading to Mexico in about February next year. Do you have a thread about your route and journey you can direct me too?
Thanks,
Paul
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16 Mar 2013
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Join Date: Jul 2007
Location: No Fixed Address (formerly Toronto)
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Hi Garry,
we got both MedJetAssist and also supplementary medical insurance, because as you say MJA only covers evacuation of you and your bike.
Good luck with your plans!
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16 Mar 2013
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Registered Users
Veteran HUBBer
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Join Date: Oct 2005
Location: Mexico City
Posts: 448
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Paul,
I don´t have a planned route yet as we have just started planning. I don`´t think we will have a blog but may use Facebook to post pics and a little write up. As others know I don´t want to spend hours writing about the trip instead I´d prefer tp spend time talking and more importantly listening to the locals. There a lots of stories in the Travellers Stories section which should give you an idea of where to go. If we are still around in Feb, which I hope we aren´t you are welcome to stay with us, if not contact me any way and I´ll try to set something up for you to stay somewhere.
Gene,
We are still searching for insurance. I will check locally as to what is available as WN doesn´t sound great. MedJet seems to be highly recommended. What company did you use for the health coverage?
Garry
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Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.
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