I tried a search but didn't find much as far as specifics goes..

How much do people going through Africa recommend having on hand for unexpected situations, bribes, etc..

I get the sense that a combination of dollars and euros is probably best, but I'm not sure how much to take and what denomination is best. I would imagine that a stack of 5's for bribes and 50's for actual expenses would be best.

Obviously I'll have an ATM card and I'll try to always have local currency on me, but from talking to other overlanders it seems that having a fallback stash of foreign currency is a smart thing also.

Appreciate any feedback,

Tony

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You probably won't find too many people prepared to tell you how much cash they carry around when travelling on an open forum, it is not just honest travellers who can see this.

Generally speaking Dollars are welcome everywhere, more so than Euros in my experience but I have not been to West Africa. Notes have to be in perfect condition with no marks, tears or that are badly folded, $100 notes are almost useless as apparently there are a lot of forgeries out there so nobody wants them.

A variety of denominations is handy from $1 up to 50's, the latter conveniently being the visa fee for some countries, but I never paid a penny in bribes and it was only hinted at once, I ignored the hint.

I usually changed $20 into the local currency at borders where there is a chance of being ripped off by quick handed changers, it gave me at least some currency without the risk of losing too much.

ATMs in most places in Southern and East Africa.

Dont pay bribes!

When you have many creditcards (visa) then are you able to obtain bigger amounts from the ATM - when you need them.

If you only have just one Visa - you should consider some cash.

Generally is helpful, to have a small stock of cash:

To pay for tempory import papers ore insurances (if you dont do a global one), on small borders (with no exchange) you should take with you some 5 euro money notes (maybe 10 pieces) and some 5 Dollar notes with you.

When you need spare, or have repairs - they want usually USD, you can also bring local currency - but the bill comes in USD. When you have a big travel timeframe, you have enough time to obtain money (and no need for carry much cash with you).

Always: just take with you, what you can loose. When there is something what has a big value -obtain an insurance. This way you are always relaxed

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Trans-Africa over the west coast

This... I've travelled west Africa for about 8 months now and haven't paid once. If you're doing everything legitimately you shouldn't have to, and you shouldn't as it sets a terrible standard.

I generally carry only local currency and maybe a touch of US/Euro. If you're in west Africa the CFA is as good as the Euro; even in non-CFA countries. Temporary import taxes at the borders are the only thing you really need cash for, and they are never too expensive.

Also, if you're thinking of breakdowns, there is almost always a mechanic within 100km (usually every village) and they are dirt cheap.

Good to see the anti bribe comments, I agree very strongly. Get your paperwork in order, be patient and polite and you'll be on you way in a few minutes.

For West Africa it is good to change Euros, as the CFA rate at least is set against the Euro, so it removes most of the stress out of money changing as the rate never changes and everybody knows it.

But really you need US Dollars (there and) everywhere else, as many visas (if you continue down the west coast) require payment in US Dollars for example. In Sudan there are no ATM's, so you must bring all your spending money in as cash, some mechanics or services require (or request ) payment in dollars, and anywhere with a strong black market for dollars means you can save a lot of money. When I was in Sudan the official bank rate was about 2.5, the bm rate about 5.6.

In my 3 year west/east coast trip I used about $3,000 and about 3,000 Euros in cash. I always kept a fair pile of cash on me in case my engine exploded for example (4x4) in a remote place and you need some cash available to sort it all out. You might need some medical help or something as well. Also if you cause an accident it is good to have a few hundred within easy reach to hopefully sort it out really quickly on the side of the road...

BUT, heres the big change in Africa - there are now ATM's pretty much in every medium sized town, usually run off the mobile phone network, mostly only taking VISA (not mc). So in my whole trip through 45 countries I only ever changed money at the border about 3 times, because I knew the first town had an atm or two. So much of the border bullshit has been removed if you plan and research money wise.

Just remember to have a backup plan in case the atm is not working - don't arrive with an empty tank, no food and complain when the atm isn't working, it's not Europe ;-)

Keep a few notes from each country as a souvenir, spend any remaining at the last petrol station so you have some fuel (even if its cheaper in the next country - will there be any available?) and a days food at least.

Have at least two different visa cards from different banks, and the phone numbers in case they block your card as being suspicious activity (in Nigeria for example).

For me this worked really well and I had no money changing problems on my whole trip.

ATM's in the first instance, stash of dollars and euros for visas etc, emergencies and black markets.

Notes: Clean and crisp $50 and $100 bills mostly, dated after 2006(?). Some countries won't accept dirty or folded notes, some will give you a lesser rate. For Euros I think 50 Euros notes are the best, again clean and crisp.
And then about $200 in 20's and 10's.

Please don't start with the attitude that you should be paying bribes. We have driven 90,000km through 27 countries in 3 1/2 years in Africa & haven't paid a SINGLE bribe.

You need to be patient, friendly, open & gently persistent - with that you can get through most situations without paying. (I'm not saying ALL situations, but so far we have been successful). The paying of bribes just perpetuates the problem.

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