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Photo by Andy Miller, UK, Taking a rest, Jokulsarlon, Iceland

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Photo by Andy Miller, UK,
Taking a rest,
Jokulsarlon, Iceland



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  • 1 Post By Big Yellow Tractor
  • 1 Post By *Touring Ted*

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  #1  
Old 4 Sep 2014
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Multi-bike insurance in UK
Can anyone recommend a company to use for multi-bike insurance in the UK please?
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  #2  
Old 4 Sep 2014
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Carole Nash ...................
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  #3  
Old 4 Sep 2014
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Same here; four bikes fully comp, no security, no garage. Just shy of £240.00.

I'm mid forties with clean license, and one shunt in the last five years

(just to note, they are garaged and locked but I have heard that if you state always locked in garage, alarms set, etc and the bike gets nicked without those in place, they just won't pay out)
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Old 5 Sep 2014
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Tis true , if the vehicle is stolen outside your house overnight and its not in the garage ( if you say thats where you keep it ) then they and most other companies wont pay out as youve breached your contract with them .
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  #5  
Old 5 Sep 2014
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Originally Posted by Big Yellow Tractor View Post
Same here; four bikes fully comp, no security, no garage. Just shy of £240.00.

I'm mid forties with clean license, and one shunt in the last five years

(just to note, they are garaged and locked but I have heard that if you state always locked in garage, alarms set, etc and the bike gets nicked without those in place, they just won't pay out)
Blimey BYT, that seems like a bargain. Where do you live - the Outer Hebrides?
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Old 5 Sep 2014
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Quote:
Originally Posted by Big Yellow Tractor View Post
Same here; four bikes fully comp, no security, no garage. Just shy of £240.00.

I'm mid forties with clean license, and one shunt in the last five years

(just to note, they are garaged and locked but I have heard that if you state always locked in garage, alarms set, etc and the bike gets nicked without those in place, they just won't pay out)
That must be CN but on a good day. They quoted me close to that for my five worthless wrecks that are tucked up in bed with me each night and never go anywhere without a radicalised Doberman to keep an eye on them. Not only that but I'm older than Methuselah, with a claim free record since the stone age and I only use them to go to and from evensong.

RH Insurance was £20 cheaper but without Eurorecovery. None of the other "players" wanted to know when I mentioned my "Visit Clackton" stickers - too highly modified.
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Old 5 Sep 2014
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bizarre isnt it , i dont pay much more then that for a six wheel policy - my excess is only £50 , which def upsets the Mrs as its lower then hers
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Old 5 Sep 2014
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Originally Posted by Cambelt View Post
Blimey BYT, that seems like a bargain. Where do you live - the Outer Hebrides?
Deepest, darkest, Surrey/Hants border. Can't be the cheapest place to insure.

Most of the cost in claims for insurance companies is third party payouts. As you can only ride one at a time, there should be no reason at all for four bikes to cost more than one to insure. I doubt I'd ever receive half what they'd cost to replace in the event of a theft claim though.
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Old 7 Sep 2014
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Take a look at e-bike insurance. I had 3 bikes for under £200 (dl1000, xr400, ty250) for a few years with them.


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Old 7 Sep 2014
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I second e-bike especially if you plan to make any changes to your policy because there is no admin fee, I have even had money back when I have made a policy change.
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Old 8 Sep 2014
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I use Adrian Flux. The price will depend on your postcode, having secure parking, claim history, the type of licence and any penalties. You can't really compare 1 person to another.
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Old 8 Sep 2014
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Carole Nash for me... policy includes free European cover + breakdown / recovery included at no extra cost.
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Old 8 Sep 2014
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I have actually found the nicest motorcycle insurance company IN THE WORLD. The are called WICKED QUOTES in Herefordshire. No call centres, no crappy hold music, no bullshit admin fees etc . Just good old fashioned nice people in a small office. And they are by far one of the cheapest too.

Give them a call. 0844 8800 962
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