Couples, marriage and insurance
Hello,
I am not creating this as a condolences thread, or as a self pity show, but I have learned a few things out of pure pain on my last trip to Morocco, and maybe now I'm able to write them here so that maybe someone else considers this and has an easier time than I did. Any moderator that feels this is better suited in another part of forum, please feel free to move it.
I have travelled to Morocco four times on a motorcycle over the last five years, always accompanied by my girlfriend as navigator and passenger. We are both Portuguese, and like most Europeans consider an unmarried couple traveling together as perfectly normal. On those previous four trips we were always treated nicely in all kinds of situations, and we were completely at ease with the country.
Last February we decided to take a car trip, our fifth time in Morocco, enjoying the warm confort of a nice car to see the winter sights of places we had only visited during September and October. Snow was forecasted and we were quite happy about it all, spending the day before in the car we were literally planning big life changes, a wedding, children, etc.
On our first night in Tangier my beloved fiancé (aged 33) died during the night, out of a massive brain stroke. I was waken up at 5AM by her having difficulties, and a few minutes later she had passed away. I scrambled to call help and forced the paramedics to take her to the hospital, muscled everyone out of pure panic (me being the only one not realizing there was nothing to be done), but by 6:30 or 7AM I was alone in Tangier's hospital after my life crumbled apart in the most brutal way. There was nothing I could do.
My advice might come across as condescending but it is meant as a reminder for people in the same point in life as we were, to maybe look at their own lives and take preparations so that in the event of the most tragic of events their partners are left better prepared to deal with everything in a simpler way. It truly is a kindness.
Abroad:
The way Moroccan police reacts to a male and a female traveling and sharing a room is not the same as you would find in Europe. Police has an investigative job to do, but had we been married I wouldn't have been placed in a cold holding cell for a couple of hours after being brought straight from the hospital, freezing and crying on the floor while they decided what to do with the foreigner that was found in a hotel room with a deceased young woman, no paper connection between them. One wouldn't then be interrogated instead of talked to. I understand this makes sense to them, but it would have been very different had we been married.
Our own embassy cut me off and after a few days would only give direct information to the legal family, even though it was me waiting in Morocco for everything to be cleared, taking my calls out of courtesy but making it perfectly clear I had no authority. This put more pressure and pain on my girlfriend's parents and made them deal with issues they didn't really want to. Everything would have been easier to deal with had we been married. As you can imagine, there is nothing that makes the pain easier to endure, but bureaucracy is an impossibly difficult obstacle once you find yourself in that situation, and serves to kick you further into the abyss when you are already suffering beyond what I can put into words. If you only have 2 or 3 hours per day out of shock in which you can operate, having to cope with all this is unbearable.
At home:
We were supposed to get married later this year, and as such were pretty carefree and lazy with everything related to paperwork formalities. Taxes were filed separately, home mortgage life insurance was still officially 1 person only as beneficiary, absolutely no paperwork documenting our life together, no living will. We were 33 and 36, our whole life to deal with these things. This means that you come back home and every single institution treats you like they see you, as having completely no connection to the deceased. On top of everything, you are simply not legally an heir and are subject to the good nature of your partner's family, not everyone might be as lucky as myself in that regards but had we filed shared taxes or declared a joint life, stuff like dealing with inheritance wouldn't be so difficult; simply changing the water bills, phone bills, internet bills wouldn't be so difficult and gut wrenching. All this makes a big difference, every hoop you have to jump feels like an unsurpassable mountain.
Besides all the administrative difficulties associated with not being legally related to your better half, the feeling that you should have made an official commitment to her and were only procrastinating while waiting for a "perfect time" to get married is something very difficult to deal with, and something that simply piles on to your feelings of guilt that are associated with surviving someone you never wished to survive.
My post is probably a little bit confusing to read and is meant as a simple reminder to unmarried couples to have their affairs in order and on pair with their actual life status, it makes a real difference if you are ever in the same situation as myself.
Do enjoy a carefree life, love without any worries is the best of what life has to offer and what it is all about, but do seize the day and don't leave important things until everything is perfect on a later date.
Pedro
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