I got my account drained in Guatemala too. The card never got away from me and I never gave my pin to anyone. I put the card in an ATM and it didn't work, so I got cash from the one next to it. A couple of days later my account was empty from 2000 Quetezale withdrawals.
The bank did and investigation and gave me my $4,000 back
This was about four months ago in Antigua
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