Go Back   Horizons Unlimited - The HUBB > All Miscellaneous questions > Travellers' questions that don't fit anywhere else
Albania and Montenegro - Bike Insurance Albania and Montenegro - Bike Insurance
Register FAQ Calendar Search Today's Posts Mark Forums Read
Travellers' questions that don't fit anywhere else This is an opportunity to ask any question, and post any notice you wish that doesn't fit into one of the other sections.
Photo by Lois Pryce, schoolkids in Algeria

25 years of HU Events


Destination ANYWHERE...
Adventure EVERYWHERE!




Photo of Lois Pryce, UK
and schoolkids in Algeria



Like Tree2Likes

Reply
 
LinkBack Thread Tools Display Modes
  #1  
Old 2 Aug 2022
Registered Users
New on the HUBB
  
Join Date: Feb 2015
Posts: 2
Albania and Montenegro - Bike Insurance
Hi all,
Planning a trip in October coming from Italy (Ancona) to Durres in Albania, then north into Montenegro. Both these countries are excluded on my Carol Nash insurance.
Has anyone experience of buying bike insurance at the port of Durres and then when entering Montenegro?
Thanks - Paul.
Reply With Quote
  #2  
Old 3 Aug 2022
Gold Member
Veteran HUBBer
  
Join Date: Jan 2002
Location: Toronto, Canada
Posts: 2,134
See this post: Balkans Insurance - Here's the story, with details & sample documents.

The post is from 2014, but I doubt very much if anything has changed since then. I entered Durres by ferry a couple of years ago and was able to buy Albanian insurance without any problems.

My experience going into numerous different Balkan countries, as I explained in the above-cited post, is that you can buy insurance for each country at major border crossings. The insurance kiosks don't always operate H24, so plan to make your border crossings during normal business hours.

Have a supply of small Euro bills (5 Euro bills), because the insurance vendors "never" have change for anything... which means that if you don't bring exact change with you, you are going to wind up leaving a large tip with the employee on duty at the insurance vendor.

Michael

PS: That ferry trip is a long one (about 24 hours, if I recall correctly), and the boat is less than luxurious. I suggest you investigate getting a private cabin for the voyage. Bring something to read, you will be out of cell phone coverage and the cost of Wi-Fi on ships is staggering.
Reply With Quote
  #3  
Old 3 Aug 2022
Registered Users
New on the HUBB
  
Join Date: Feb 2015
Posts: 2
Thanks for all the info PanE.
Reply With Quote
  #4  
Old 4 Aug 2022
Registered Users
HUBB regular
  
Join Date: Oct 2017
Location: England
Posts: 55
I did both countries this year. No issue buying at the border. However you might have to buy either 15 days or a month minimum, and prices vary from €5 to €51
__________________
Tim & Sue Angus
Reply With Quote
  #5  
Old 8 Aug 2022
Registered Users
Veteran HUBBer
  
Join Date: Feb 2008
Location: aachen
Posts: 129
kosovo=15€
macedonia=50€
Reply With Quote
  #6  
Old 9 Aug 2022
Gold Member
Veteran HUBBer
  
Join Date: Jan 2002
Location: Toronto, Canada
Posts: 2,134
Quote:
Originally Posted by manzini View Post
kosovo=15€
macedonia=50€
Macedonia is the most expensive of the Balkan countries for insurance. The rest of them are somewhere in the €15 to €25 range.

Fortunately, everything else in Macedonia (food, hotels, etc.) is very inexpensive, so that pretty much offsets the big premium for the insurance.

Michael
Reply With Quote
  #7  
Old 28 Sep 2022
Registered Users
New on the HUBB
  
Join Date: Mar 2016
Posts: 1
Check the policy details when you buy it! The guy selling insurance at Durres had no english and when he wanted to fill in my name, I handed him some document with my name on it, and pointed to my name. Stupid move. When I got back to the bike and checked the policy, he'd insured my passenger to drive (her name was elsewhere on the document I gave). He had absolutely no interest in correcting it or even selling me another, so in Albania we were essentially uninsured unless we convinced anyone interested that she was driving from the back seat.
Reply With Quote
  #8  
Old 29 Sep 2022
Gold Member
Veteran HUBBer
  
Join Date: Jan 2002
Location: Toronto, Canada
Posts: 2,134
Quote:
Originally Posted by graham_maddison View Post
...he'd insured my passenger to drive ...so in Albania we were essentially uninsured...
It's possible that you were in fact fully insured.

The big question is whether or not the insurance policy covers the vehicle or the driver. In many countries, it is the vehicle that is insured, not the specific driver.

This may not be the case everywhere, and I'm not saying it was the case for you, but it is a possibility. You would have to look at the fine print of the policy, which is probably on the back of the document, to determine the answer.

Michael
Reply With Quote
  #9  
Old 30 Sep 2022
Registered Users
Veteran HUBBer
  
Join Date: Oct 2007
Location: Gatwick UK
Posts: 510
If u r a UK citizen then u r part of the eaa group of countries . Under the eu directive covering civil motor insurance Bosnia does not require a green card anymore as it adheres to this directive as do other countries not in the eu per se such as Serbia + Montenegro.
However Albania Willl require a green card as will Nth Macedonia .
Your level of cover is at a minimum third party only . A number of UK insurers will provide fully comp for up to three months .
There is a website listing the 27 countries that adhere to the directive , the 6 eaa countries and the other ones that also adhere to it .
Reply With Quote
  #10  
Old 30 Sep 2022
Registered Users
Veteran HUBBer
  
Join Date: Oct 2007
Location: Gatwick UK
Posts: 510
Cob / article 44 is the site that explains all
Reply With Quote
  #11  
Old 30 Sep 2022
Registered Users
Veteran HUBBer
  
Join Date: Oct 2007
Location: Gatwick UK
Posts: 510
Michael.....there is now am automatic presumption that if ur vehicle is from one of the states mentioned in the legislation then u r insured at least 3rd party
Last edited by chris gale; 30 Sep 2022 at 16:17.
Reply With Quote
  #12  
Old 1 Oct 2022
Gold Member
Veteran HUBBer
  
Join Date: Jan 2002
Location: Toronto, Canada
Posts: 2,134
Quote:
Originally Posted by chris gale View Post
However Albania will require a green card as will Nth Macedonia.
Or, if your "green card" indicates you are not covered in these countries, you can purchase insurance that is valid for either one of these two countries at the border, when you enter the country.

Insurance policy documents that are valid in one country only (e.g. Albania, or North Macedonia) are not normally issued using the "green card" document format. For examples of what single-country insurance document look like, including Albania and North Macedonia, see this post: Balkans Insurance - Here's the story, with details & sample documents.

Michael
Reply With Quote
Reply

« Previous Thread | Next Thread »

Currently Active Users Viewing This Thread: 1 (0 Registered Users and/or Members and 1 guests)
 
Thread Tools
Display Modes
Hybrid Mode Hybrid Mode

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

Similar Threads
Thread Thread Starter Forum Replies Last Post
Balkans Insurance - Here's the story, with details & sample documents PanEuropean Trip Paperwork 30 8 Jul 2023 06:19
Motorcycle Wanderings - My RTW Adventure Ride4Adventure Ride Tales 44 23 Feb 2017 15:36
Bosnia, Montenegro and Albania? goo Europe 15 13 Jul 2014 19:28
Croatia, Montenegro and Albania Ted54 Route Planning 5 3 Jul 2013 12:06
Advises request for a Croatia Montenegro north Albania tour Fabio Route Planning 3 14 Oct 2012 09:21

 
 

Announcements

Thinking about traveling? Not sure about the whole thing? Watch the HU Achievable Dream Video Trailers and then get ALL the information you need to get inspired and learn how to travel anywhere in the world!

Have YOU ever wondered who has ridden around the world? We did too - and now here's the list of Circumnavigators!
Check it out now, and add your information if we didn't find you.

Next HU Eventscalendar

25 years of HU Events
Be sure to join us for this huge milestone!

ALL Dates subject to change.

2025 Confirmed Events:

Virginia: April 24-27
Queensland is back! May 2-5
Germany Summer: May 29-June 1
Ecuador June 13-15
Bulgaria Mini: June 27-29
CanWest: July 10-13
Switzerland: Aug 14-17
Romania: Aug 22-24
Austria: Sept. 11-14
California: September 18-21
France: September 19-21
Germany Autumn: Oct 30-Nov 2

Add yourself to the Updates List for each event!

Questions about an event? Ask here

See all event details

 
World's most listened to Adventure Motorbike Show!
Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...

Adventurous Bikers – We've got all your Hygiene & Protection needs SORTED! Powdered Hair & Body Wash, Moisturising Cream Insect Repellent, and Moisturising Cream Sunscreen SPF50. ESSENTIAL | CONVENIENT | FUNCTIONAL.

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)



Ripcord Rescue Travel Insurance.

Led by special operations veterans, Stanford Medicine affiliated physicians, paramedics and other travel experts, Ripcord is perfect for adventure seekers, climbers, skiers, sports enthusiasts, hunters, international travelers, humanitarian efforts, expeditions and more.

Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers and travel is covered on motorcycles of all sizes.
(ONLY US RESIDENTS and currently has a limit of 60 days.)

Ripcord Evacuation Insurance is available for ALL nationalities.


 

What others say about HU...

"This site is the BIBLE for international bike travelers." Greg, Australia

"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK

"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia

"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA

"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada

"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa

"This is the answer to all my questions." Haydn, Australia

"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany

Lots more comments here!



Five books by Graham Field!

Every book a diary
Every chapter a day
Every day a journey
Refreshingly honest and compelling tales: the hights and lows of a life on the road. Solo, unsupported, budget journeys of discovery.
Authentic, engaging and evocative travel memoirs, overland, around the world and through life.
All 8 books available from the author or as eBooks and audio books



Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!

Your ad could be here, on EVERY page of the HUBB, or the whole website, or as many as you like!

New to Horizons Unlimited?

New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!

Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.

Susan and Grant Johnson Read more about Grant & Susan's story

Membership - help keep us going!

Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.

You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.



All times are GMT +1. The time now is 22:27.

Contact Us - Horizons Unlimited Motorcycle Travellers Website - Archive - Privacy Statement - Top