When I was 26 and just out of the military my dream was to take an around the world bicycle trip. I was strong, good on a bike, spoke 5 languages. Marriage happened. Trip delayed while she learned how to ride, new ideas. Whoops, babies came. 12 years later divorce. raised kids. last one finshed school. back to bike trip. money saved, maps made. three more months, still not quite 50. boom. tree came. lost arm, broken back crushed ribs, many bad things. arm sewn back. worked. no bike. learned to walk again. back to bike trip. one short one through europe. okay. another short one through europe. hmmm. money gone. college. job. remarried. back to bike trip. teaching old woman how to pedal. stroke. hmmm. motorcycle!! old woman has bad time getting on. Motorscooter! saved money. job is job for trip money, not a career. work long hours. be stingy. plan ahaed invest in bio research, early computer companies. you don't need much to begin. 100 bucks will soon turn into 2 and left alone and rolled over and added to, in 5 years 70,000 is no problem. If you work for MacDonalds at minimum wage and only have 100 dollars a month left over after everything else--invest 50. then go get another job. there is no reason you cannot work 14 hours a day--none. Saved or invested, in 5 years 200 a month can easily sustain a bicyclist for 3 years. No gasoline, no carnet, no insurance, tent, youth hostel. I rode for 23 weeks total and never spent more than 8 bucks a day average. the only time i did was to get into some attraction. you don't have to have a lot of money. just a lot of self-reliance