7Likes
-
1
Post By nicolasbahm
-
3
Post By PanEuropean
-
1
Post By nicolasbahm
-
2
Post By Grant Johnson
|
7 Nov 2020
|
Registered Users
New on the HUBB
|
|
Join Date: Nov 2020
Posts: 2
|
|
24hs Third Party Insurance for EU
Good afternoon everyone.
Earlier this year I was touring Africa with a motorcycle I purchased in South Africa, but sadly because of COVID I got stuck and could not move any further up north.
Because I own a German passport and I was moving to Sweden, I decided to ship my motorcycle to Hamburg.
The bike has recently arrived and the freight company is supposed to organise an appointment with customs, where I would be opening a T1 form (transit) to be able to drive the bike from Hamburg to Travemunde, get it on the ferry and cross it to Sweden where I would be starting all the import and registration paperwork. Once I get to Sweden I can insure the bike there, but not before.
According to the freight company (based on what customs allegedly tells them), I do not need a third party insurance, which seems quite risky considering that I will be driving almost 100 km on German roads. I contacted customs directly and was informed that they do not provide any kind of insurance and that I should do that privately. Also contacted automobile clubs (AvD, ADAC) who also were not entirely sure about this situation and recommended getting an "export insurance" that apparently could be obtained from a license plate maker, but so far have not been able to contact one.
As for private companies, some offered insurance but the prices are astronomically high (specially considering I probably won't be driving for more than 1 hour on German soil).
Does anyone have any experience with this issue?
Thanks for your help!
|
8 Nov 2020
|
Gold Member
Veteran HUBBer
|
|
Join Date: Jan 2002
Location: Toronto, Canada
Posts: 2,134
|
|
Hi Nicholas:
Welcome to the HUBB community.
Unless you have liability insurance issued by the country in which your motorcycle is plated (South Africa?) that is valid in the EC (not very likely), you will need to purchase liability insurance to legally operate the motorcycle in the EC.
There are various vendors who offer the minimum legally required amount of liability insurance to operators of vehicles that are plated in countries outside of the EC. In Germany, the easiest way to get this insurance is (last time I checked) at any ADAC office.
I think it is unlikely that you will be able to purchase insurance cover for one day only. I have purchased liability insurance from ADAC in the past to cover my Canadian-plated motorcycle when I am riding it in Europe - I bought it in 30 day increments.
The insurance cover that ADAC (and all the other vendors) provide is what is called "Green Card" insurance. It will cover you in just about all the European countries, most certainly in Germany, Denmark, and Sweden.
I don't know how much ADAC charges these days - probably around €100 for 30 days. As long as you keep the same licence plate on the bike, the insurance is valid for the whole term. So one way you could minimize your expense is to purchase 30 days coverage from ADAC, then keep the South African plate on the bike until the term is up. By that time, it will probably be too cold / snowy to ride the bike in Sweden - and you could then start the importation process once the insurance expires.
Michael
|
8 Nov 2020
|
Registered Users
New on the HUBB
|
|
Join Date: Nov 2020
Posts: 2
|
|
Michael, thanks for the reply! I did contact ADAC but they said they could not provide me with any insurance as long as I was not registering my bike with German plates, so maybe regulations have changed recently.
I am aware that getting insurance would be at least for a month but private companies charge around 200 euros per month, while once I get the bike to Sweden I'd be registering the bike there and temporary insurance is 50 euros per month. I did find one that might provide me a five day cover for 100 euros, but also claim that I should be registering the bike in Germany, which is not really useful considering that I will have the bike in transit.
Thanks for your advice!
|
8 Nov 2020
|
Contributing Member
Veteran HUBBer
|
|
Join Date: Sep 2018
Location: Belper, uk, EUROPE
Posts: 563
|
|
Would the cover they offer for €100 be valid whilst you are going through the registration process - i.e. can you ride the bike on SA plates until the German registration process is complete and the new plates have arrived? That gives you time to transit to Sweden and start the Swedish registration process there.
__________________
You will have to do without pocket handkerchiefs, and a great many other things, before we reach our journey's end, Bilbo Baggins. You were born to the rolling hills and little rivers of the Shire, but home is now behind you. The world is ahead.
|
9 Nov 2020
|
Registered Users
HUBB regular
|
|
Join Date: Sep 2017
Location: Esperance, Western Australia
Posts: 92
|
|
__________________
Hear the challenge, learn the lesson, pay the cost.
|
9 Nov 2020
|
Contributing Member
Veteran HUBBer
|
|
Join Date: Jan 2016
Location: Tartu, Estonia
Posts: 1,111
|
|
Quote:
Originally Posted by nicolasbahm
According to the freight company (based on what customs allegedly tells them), I do not need a third party insurance,
...
recommended getting an "export insurance" that apparently could be obtained from a license plate maker, but so far have not been able to contact one.
|
This is the answer, I think. When you buy a vehicle in Germany for export (even elsewhere in the EU), you get these special export plates that let you drive it around until their expiry date. They have a red or yellow sideplate with the last date of validity stamped into them. They come with valid third-party insurance up to that date.
|
10 Nov 2020
|
Registered Users
Veteran HUBBer
|
|
Join Date: Dec 2007
Location: Zagreb, Croatia
Posts: 427
|
|
Quote:
Originally Posted by nicolasbahm
Michael, thanks for the reply! I did contact ADAC but they said they could not provide me with any insurance as long as I was not registering my bike with German plates, so maybe regulations have changed recently.
I am aware that getting insurance would be at least for a month but private companies charge around 200 euros per month, while once I get the bike to Sweden I'd be registering the bike there and temporary insurance is 50 euros per month. I did find one that might provide me a five day cover for 100 euros, but also claim that I should be registering the bike in Germany, which is not really useful considering that I will have the bike in transit.
Thanks for your advice!
|
Hi Nicolas,
ADAC is not interested to provide coverage (AXA is the underwriter) as you are Swedish resident and have bike with SA plates, and for them that is kind of "strange and is a no go".
We on the other side are specialist insurance broker for overlanding travellers and can provide coverage for your needs.
Shortest time window is 15 days, price is 131,00 eur.
More info on our website: EU
and on our thread here on HUBB: https://www.horizonsunlimited.com/hu...een-card-93020
You can email us at: insurance@lobagola-mototours.com or PM me if you want to go that way.
BR
Dooby
|
10 Nov 2020
|
|
HU Founder
Veteran HUBBer
|
|
Join Date: Dec 1997
Location: BC Canada
Posts: 7,324
|
|
One last thought, may or may not be useful - hire a moving van/truck and transport it that way. You'll want a one-way rental, and it might not be cheap, but worth checking into.
__________________
Grant Johnson
Seek, and ye shall find.
------------------------
Inspiring, Informing and Connecting travellers since 1997!
www.HorizonsUnlimited.com
|
11 Nov 2020
|
Contributing Member
Veteran HUBBer
|
|
Join Date: Jan 2016
Location: Tartu, Estonia
Posts: 1,111
|
|
Quote:
Originally Posted by Grant Johnson
One last thought, may or may not be useful - hire a moving van/truck and transport it that way. You'll want a one-way rental, and it might not be cheap, but worth checking into.
|
Or just contract a regular hauler (like DSV or another) to collect the crated, palleted bike at the Hamburg customs warehouse and deliver it to a cargo terminal in Sweden.
|
Currently Active Users Viewing This Thread: 1 (0 Registered Users and/or Members and 1 guests)
|
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...
2020 Edition of Chris Scott's Adventure Motorcycling Handbook.
"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)
Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers.
Led by special operations veterans, Stanford Medicine affiliated physicians, paramedics and other travel experts, Ripcord is perfect for adventure seekers, climbers, skiers, sports enthusiasts, hunters, international travelers, humanitarian efforts, expeditions and more.
Ripcord travel protection is now available for ALL nationalities, and travel is covered on motorcycles of all sizes!
What others say about HU...
"This site is the BIBLE for international bike travelers." Greg, Australia
"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK
"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia
"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA
"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada
"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa
"This is the answer to all my questions." Haydn, Australia
"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany
Lots more comments here!
Diaries of a compulsive traveller
by Graham Field
Book, eBook, Audiobook
"A compelling, honest, inspiring and entertaining writing style with a built-in feel-good factor" Get them NOW from the authors' website and Amazon.com, Amazon.ca, Amazon.co.uk.
Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!
New to Horizons Unlimited?
New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!
Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.
Read more about Grant & Susan's story
Membership - help keep us going!
Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.
You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.
|
|
|