![Reply](https://www.horizonsunlimited.com/hubb/images/buttons/reply.gif) |
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
1 Jul 2013
|
Registered Users
New on the HUBB
|
|
Join Date: Jun 2013
Posts: 6
|
|
Australian Comprehensive bike insurance valid in Europe?
Just starting to get organised for a 6 month trip to UK and Mediterranean Europe next year.
One, of many, things I'm finding tricky to find out is which companies will insure our bike (not the Green Card insurance, the actual bike) while it is overseas. Does anyone know of any Australian or OS companies that deal with such insurance? Would appreciate a point in the right direction, particularly from anyone else from Oz who did this. Thanks!
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
1 Jul 2013
|
Registered Users
New on the HUBB
|
|
Join Date: Oct 2012
Posts: 10
|
|
I am sure there is a guy from OZ on a ST1300 that travelled Europe a few years ago
He did a large blog so it might be on google somewhere or he can be found on ST-owners.com
I shall have a search and see if I can find him.
Peter
Sent by Peter from His IThingy.
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
1 Jul 2013
|
Registered Users
New on the HUBB
|
|
Join Date: Jun 2013
Posts: 6
|
|
Thanks Peter! I'll give this person a shot.
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
1 Jul 2013
|
Registered Users
Veteran HUBBer
|
|
Join Date: May 2006
Location: Bribie Island Australia
Posts: 678
|
|
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
2 Jul 2013
|
Registered Users
New on the HUBB
|
|
Join Date: Jun 2013
Posts: 6
|
|
Thanks Roger. I had a look at their site. Seems they specialise in insuring vans but I have emailed them my query, so we'll see what they have to say. Starting to think this is mission impossible. Might be easier to 'insure' our bike with a Doberman!
Melanie
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
2 Jul 2013
|
![colebatch's Avatar](https://www.horizonsunlimited.com/hubb/customavatars/avatar14949_1.gif) |
Registered Users
Veteran HUBBer
|
|
Join Date: Nov 2004
Location: London / Moscow
Posts: 1,913
|
|
Generally speaking, insurance companies only insure for areas they are in operation ... for that's where they can chase people up who are at fault and sue them if need be.
If you are trying to insure a bike for when it is in Europe, you basically have to do it in Europe, or contact a European insurer. Australian companies are generally unlikely to have specialist lawyers who know European insurance law, and can draft up policies to cover issues occurring in Europe. If they do have some, then its likely to be very expensive as all the documentation will have to customised and double checked by lawyers, just for you.
Whereas European insurers have standard form European insurance law compliant documentation.
If there is a claim, the insurance company has to spend a lot of time and do a lot of paperwork to chase it up. To do that from Australia, when there will be no specialist knowledge of the legal processes, is going to be a massive pain the A (and risk) for any Australian business to underwrite. It can always be done of course, but its unlikely to be economically viable unless they have very good partners or affiliates in Europe.
Your best bet is to contact European insurers directly. Uk insurers dont seem to have a problem insuring foreign registered vehicles, or even unregistered vehicles. Most give quotes online. And any European issued insurance is valid for the entire EU.
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
2 Jul 2013
|
Registered Users
Veteran HUBBer
|
|
Join Date: Mar 2009
Location: Sydney, Aus.
Posts: 230
|
|
If you struggle to find cover with a regular UK / EU vehicle insurance company you could try Campbell Irvine - they do an overlander policy that covers you anywhere in the world.
CAMPBELL IRVINE (IB) LTD
48 Earls Court Road
Kensington
London
W8 6EJ
Registration number 4237888
Tel: 020 7937 6981
Fax: 020 7938 2250
www.campbellirvine.com
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
2 Jul 2013
|
Registered Users
New on the HUBB
|
|
Join Date: Jun 2013
Posts: 6
|
|
Thanks guys! I appreciate the advice. Some more avenues to try.. haven't given up yet ![Smile](https://www.horizonsunlimited.com/hubb/images/smilies/smile.gif) Melanie
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
2 Jul 2013
|
Registered Users
Veteran HUBBer
|
|
Join Date: Dec 2012
Location: NSW Australia - but never there
Posts: 1,235
|
|
Perhaps not relevant for bikes, but Julian has some info on his insurance at 2010-06-27
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
2 Jul 2013
|
Registered Users
Veteran HUBBer
|
|
Join Date: May 2006
Location: Bribie Island Australia
Posts: 678
|
|
There is also ADAC in Germany, I've found that UK insurance companies are a real pain - in spite of the UK belonging to the Green Card insurance scheme since its inception, the insurers still insist on charging extra to issue a green card for travel within the EU and then saying that its only valid for X months in 12. When you dig a bit deeper they will only cover you for the legal minimum insurance in the country you are visiting which maybe anything from third party injury to third party injury and property damage - which they are obliged to provide anyway.
BTW Green Card insurance zone covers a lot of non EU countries now - Russia and I think some of the old USSR states as well. I know that you can drive from Eire in the West to Vladivostok in the East on Green Card insurance. see http://en.wikipedia.org/wiki/Interna...graphic_limits
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
2 Jul 2013
|
Registered Users
Veteran HUBBer
|
|
Join Date: Mar 2007
Location: UK
Posts: 4,343
|
|
Quote:
Originally Posted by RogerM
in spite of the UK belonging to the Green Card insurance scheme since its inception, the insurers still insist on charging extra to issue a green card for travel within the EU and then saying that its only valid for X months in 12. When you dig a bit deeper they will only cover you for the legal minimum insurance in the country you are visiting which maybe anything from third party injury to third party injury and property damage - which they are obliged to provide anyway.
|
How else could it work? This is how all of the commonly used insurance brokers operate in the UK, which is an island, separated from the mainland nearby, so most folks don't go there most of the time - hence cover is cheaper for staying in the UK.
As it happens, I pay extra for 365 days per year European cover; that was about £19 extra when I first took on that cover.
Green card = in accordance with local minimum insurance requirements, by definition. So, every country has it's own specific minimum standards.
The OP wants comprehensive insurance which is much more expensive, if it can be found anyway for a wide range of countries (if I was an insurance agent, I wouldn't take on that risk!!)
__________________
Dave
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
2 Jul 2013
|
Registered Users
New on the HUBB
|
|
Join Date: Jun 2013
Posts: 6
|
|
Dave, you're right in saying it is much more expensive. We have never had comprehensive insurance on our bikes here in Australia until we loaned a mate our older CBR for a year. He paid for it to have comprehensive insurance with Insure My Ride (great insurance company for bikes) - cheaper than buying a bike for a year though!
Talking to Rols about it, we have an engine immobiliser already, fork locks and will get disc locks. They'd have trouble stealing it but it's that one in a million chance your bike gets written off while it's parked or some idiot wants to damage/torch it for fun. Long way from home for Plan B. Truly, if we can't get the insurance, we'll take that chance but I'd like to pursue it a little further while I still have time.
Appreciate everyone's leads ![Smile](https://www.horizonsunlimited.com/hubb/images/smilies/smile.gif) Melanie
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
3 Jul 2013
|
Contributing Member
Veteran HUBBer
|
|
Join Date: Jul 2008
Location: SoOrange NJ USA
Posts: 296
|
|
Quote:
Originally Posted by Rols_n_Mel
Just starting to get organised for a 6 month trip to UK and Mediterranean Europe next year.
One, of many, things I'm finding tricky to find out is which companies will insure our bike (not the Green Card insurance, the actual bike) while it is overseas. Does anyone know of any Australian or OS companies that deal with such insurance? Would appreciate a point in the right direction, particularly from anyone else from Oz who did this. Thanks!
|
TourInsure - the specialist for international automobile insurance
-->
http://tourinsure.de/pdf/2013/europe...ce_english.pdf
--> How to find us
TourInsure GmbH Herrengraben 5 D-20459 Hamburg
Telefon + 49 (0) 40 25 17 21 50 Telefax + 49 (0) 40 25 17 21 21
Service@TourInsure.de
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
5 Jul 2013
|
Registered Users
New on the HUBB
|
|
Join Date: Jun 2013
Posts: 6
|
|
Comprehensive Bike Insurance for Overseas Bikes - FOUND
Oh THANK YOU TourInsure! Seems I have found what I was looking for. I will definitely get a quote for the trip our bike is taking us on, and we'll see how it fits within our budget.
|
Currently Active Users Viewing This Thread: 1 (0 Registered Users and/or Members and 1 guests)
|
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...
2020 Edition of Chris Scott's Adventure Motorcycling Handbook.
"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)
![Ripcord Rescue Travel Insurance.](/stuff/ripcord/ripcord-logo-250.jpg)
Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers.
Led by special operations veterans, Stanford Medicine affiliated physicians, paramedics and other travel experts, Ripcord is perfect for adventure seekers, climbers, skiers, sports enthusiasts, hunters, international travelers, humanitarian efforts, expeditions and more.
Ripcord travel protection is now available for ALL nationalities, and travel is covered on motorcycles of all sizes!
What others say about HU...
"This site is the BIBLE for international bike travelers." Greg, Australia
"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK
"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia
"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA
"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada
"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa
"This is the answer to all my questions." Haydn, Australia
"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany
Lots more comments here!
![Five books by Graham Field!](/stuff/grahamfield/graham-field-2021-280.jpg)
Diaries of a compulsive traveller
by Graham Field
Book, eBook, Audiobook
"A compelling, honest, inspiring and entertaining writing style with a built-in feel-good factor" Get them NOW from the authors' website and Amazon.com, Amazon.ca, Amazon.co.uk.
Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!
New to Horizons Unlimited?
New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!
Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.
Read more about Grant & Susan's story
Membership - help keep us going!
Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.
You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.
|
|
|