![Reply](https://www.horizonsunlimited.com/hubb/images/buttons/reply.gif) |
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
1 Jan 2011
|
Registered Users
Veteran HUBBer
|
|
Join Date: Apr 2005
Location: Wales UK
Posts: 284
|
|
banking while away?
Angie and myself are british residents with UK passports and bank accounts.
up to this moment in time we have used the 'nationwide' "flexaccount" ( Nationwide Building Society: Mortgages, Savings, Current Accounts, Banking, Insurance, Credit Cards, Loans, Investments) as our main current account and using it's associated 'visa' debit card for withdrawing cash from ATMs and periodically paying directly for products (we tend to avoid this)
we have always we needing large cash amounts used the card and passport to withdraw direct from banks (as opposed to their ATM) up to $1000 (thus avoiding ATM cash limits).
All this has been very good and generally worked very well, smooth and seamless through a variety of countries from europe through asia and into the americas.
However . . . . .
Nationwide have decided to change their policy and are now charging for foreign cash withdrawals, until now this has been free.
My question is, does anybody know of an alternative bank which offers global atm usage and minimal charges (zero ideally)
while not exclusively looking for a UK bank it may be more difficult to open bank account in non residential country ??? not sure ??
any ideas ?
Phil.
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
1 Jan 2011
|
Registered Users
HUBB regular
|
|
Join Date: Apr 2006
Location: parana brazil
Posts: 64
|
|
have been using the santander zero credit card ,its excatly what it says no charges what so ever including cash withdrawn any where in the world , as long as you pay it back in time have a direct debit setup but if any one knows any others would good to hear
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
1 Jan 2011
|
Registered Users
HUBB regular
|
|
Join Date: Sep 2010
Location: London
Posts: 76
|
|
Also worth looking at Norwich & Peterbourough's Gold account - VISA debit card, fee free globally as of today, provided you deposit £500/month.
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
10 Jan 2011
|
Registered Users
Veteran HUBBer
|
|
Join Date: Jun 2008
Posts: 280
|
|
Hi,
I have a Nationwide account too which I use whenever I'm abroad (most of the time) and was disappointed to see that they had changed their approach. Despite the increases they are still cheaper than the vast majority of debit cards but there are now better options (see the links below for details).
If I were starting out I would go for the Norwich and Peterborough but it is a pain changing current accounts, reorganising direct debits etc, especially from overseas. So I think I may take out a Caxton pre-paid card online and load this from the Nationwide account. This allows you to use ATMs without a charge. Only trouble is it's Mastercard which isn't so good for Africa where I'm based.
Overseas Spending Charges: Full Debit & Credit card breakdown...
Cheap Travel Money: Top cards for spending abroad...
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
11 Jan 2011
|
Registered Users
Veteran HUBBer
|
|
Join Date: Apr 2008
Location: BC, sometimes
Posts: 578
|
|
Try Royal Bank of Canada
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
19 Jan 2011
|
Registered Users
Veteran HUBBer
|
|
Join Date: Apr 2005
Location: Wales UK
Posts: 284
|
|
thanks people.
currently investigating options - looks like N & P will be best fit for us, so long as we can 'easily' open from outside of UK
phil.
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
19 Jan 2011
|
Registered Users
Veteran HUBBer
|
|
Join Date: Sep 2007
Location: UK
Posts: 221
|
|
I've been using the Caxton card on our trip through Africa - it's ATM only, but you can use it everywhere you can use Mastercard - we've very rarely had a problem and they dont charge a fee for withdrawal, and the conversion rates are excellent.
|
Currently Active Users Viewing This Thread: 1 (0 Registered Users and/or Members and 1 guests)
|
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...
2020 Edition of Chris Scott's Adventure Motorcycling Handbook.
"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)
![Ripcord Rescue Travel Insurance.](/stuff/ripcord/ripcord-logo-250.jpg)
Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers.
Led by special operations veterans, Stanford Medicine affiliated physicians, paramedics and other travel experts, Ripcord is perfect for adventure seekers, climbers, skiers, sports enthusiasts, hunters, international travelers, humanitarian efforts, expeditions and more.
Ripcord travel protection is now available for ALL nationalities, and travel is covered on motorcycles of all sizes!
What others say about HU...
"This site is the BIBLE for international bike travelers." Greg, Australia
"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK
"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia
"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA
"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada
"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa
"This is the answer to all my questions." Haydn, Australia
"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany
Lots more comments here!
![Five books by Graham Field!](/stuff/grahamfield/graham-field-2021-280.jpg)
Diaries of a compulsive traveller
by Graham Field
Book, eBook, Audiobook
"A compelling, honest, inspiring and entertaining writing style with a built-in feel-good factor" Get them NOW from the authors' website and Amazon.com, Amazon.ca, Amazon.co.uk.
Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!
New to Horizons Unlimited?
New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!
Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.
Read more about Grant & Susan's story
Membership - help keep us going!
Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.
You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.
|
|
|