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13 Mar 2010
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Euro breakdown cover for older bikes
Evening everyone
we're leaving on our big trip in a couple of months and a couple of friends are going to join us for the euro leg of the trip bit one of them is struggling to find breakdown cover for fis bike as it's older than 11 years old (it's 12!!) which apparently is the AA limit.
Have any others dealt with this?
Much appreciated
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14 Mar 2010
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A lot of bike insurance policies chuck in Euro breakdown cover as part of the deal. Mine do for both my 9yr old everyday bike and my 30-40yr old classics.
Depending on their age / when their normal insurance runs out etc it might end up costing very little. They can check out who's offering what on the price comparison sites
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14 Mar 2010
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Quote:
Originally Posted by backofbeyond
A lot of bike insurance policies chuck in Euro breakdown cover as part of the deal. Mine do for both my 9yr old everyday bike and my 30-40yr old classics.
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Being nosey here, what insurance company do you use, my OH has a 20 year old bike and got a quote from AA for European breakdown of £157 so it would maybe make sense paying a little extra on insurance to save shelling out even more for AA cover.
Thanks
__________________
Only dead fish go with the flow
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14 Mar 2010
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Carol Nash have included Euro breakdown cover with their insurance for a long time. They're normally fairly competitive on price as well. I had my 1976 honda 550/4 insured with them, and also a 1980 xs750 sidecar outfit.
In one year I had to get the outfit recovered from Penrith to Nottingham, the 550/4 recovered from north derbyshire to Nottingham, and the 550/4 in Germany went about 40 miles on a breakdown truck due to tyre failure. Add to that an insurance claim after my mate crashed the outfit into a fence, plus a second claim they refused to settle after the same mate crashed the same outfit head-on into a car, and when it came to renewal time unsuprisingly the premium was about double what it had been the previous year!
Oh well, I just went with a different company. But after 5 years of paying extortanate insurance costs due to being young, I felt like I'd finally got my money's worth out the buggers.
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14 Mar 2010
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Quote:
Originally Posted by Milimut1
Being nosey here, what insurance company do you use,
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Like Nath it was Carol Nash, mainly because they came up with a good quote for my classic bikes and were pretty close with the modern quote.
My insurance is now up for renewal and I've been phoning / internetting around trying to see if I can get one policy to cover modern and classics inc Euro cover but it takes forever on the phone - about an hour each time while they ask endless questions.
On the internet you can get 30 or 40 quotes in 15 mins but you never know if there's some hidden clause somewhere that'll bite you when you make a claim so you have to ring them anyway, go through the same interrogation and be told that the phone quote is more expensive than the internet quote. After telling them you'll think about it it's then back on the website to buy.
At the moment I've given up through exhaustion and I'm using the car.
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14 Mar 2010
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Take care and read the policy. Recovery is an insurance policy like any other. If the recovery company decides your bike is worth less than the recovery they will scrap it. The latest trick is to claim recovery from say Germany to the UK will cost them £3000, they look in their guide/e-bay that says your mint, tricked out XT600 is worth £250 and bingo you get a train ticket and a cheque for the price of a cuppa. There was a chap in the Guzzi club who had to hire a van to go get his bike because the recovery company used insanely high costs on the recovery and insanely low values on the bike. I don't know if an agreed value policy will carry over to the recovery, or if you can get recovery policies that won't scrap the bike, but like anything to do with the In-sewer-ants it's Caveat Emptor and every man for himself.
Andy
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15 Mar 2010
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Breakdown Insurance?
assuming you're talking about roadside assitance and towing ("AA" the British version of AAA - American Automobile Association?) there is ADAC - the German organization that, if not active in countries other than Germany, they have connections... BTW; ADAC roadside assistance/towing recognizes AAA membership cards; at least on that very long Autobahn bridge between Leipzig and Magdeburg  ADAC membership rates are pretty reasonable and they have never "qualified" what vehicle I was operating... FWIW
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5 Feb 2014
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Food for thought
sent from my quad-core, plasma fuelled thing-a-mygig
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5 Feb 2014
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ADAC EU Rescue: covers me whatever vehicle I drive and whether or not it belongs to me. It includes loads inc Medical repatriation (not med bills) all for €75. a year . Unbeatable cover IMHO
sent from my quad-core, plasma fuelled thing-a-mygig
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