As an insurance broker and specialist for overlanding and rally race clients, such product that you are looking for doesn't exist and will never exist.
Variables to make such things are impossible to define and such the premium would be impossible to calculate etc.
We really know a lot about this as we design specific products ourselves and don't resell of the shelf products for a fee. Building such product for overland community is very very hard and there are only few companies doing it.
Take a used BMW for such trip bellow 10 K EUR and you will be just fine. Or take any other bike for that matter.
BR
Dooby
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