Aussies beware! greencard insurance for europe is available from Arisa Assurances (Luxembourg) for 22Euros per month. After contacting them by email I was asked to deposit 44euros (for 2 months cover) by direct deposit into their bank account. I did so and the money was transferred and deposited less 12.5euros, they then requested that I send another 12.5euros to cover the initial cost. After 3 or 4 fruitless attempts with my local bank to find out why there was a shortfall in payment, I was told that the bank that I transferred the money to must have taken out a fee. Upon checking with Arisa Assurances they assured me that their bank didn't take out any fees. I placed a phone call to international banking here in Australia and was told that there are only a few banks that accept transfers from Australia and they then transfer the money (minus their fee) to the allocated bank. The banks here in Australia are unable to inform us what the fee will be. So I then had to transfer another 25euros (expecting another fee of 12.5euros) to Arisa. The staff at Arisa Assurance were very efficent, helpful and patient. Also the greencard insurance arrived by mail to me in Australia within a few days of the second payment being received.