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25 Oct 2013
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Registered Users
New on the HUBB
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Join Date: Apr 2008
Location: On the road
Posts: 13
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Important news - Travel insurance for UK riders
Just renewed my travel insurance via Richard at Navigator Travel and he has made me aware of some important news I thought warranted sharing.
Navigator Travel currently offer a worldwide rider policy for up to 18 months (IFAIK this is the only policy of its type in the UK).
The scheme underwriting this policy will finish at the end of November. Whilst Richard believes it should be possible to find underwriters for a replacement rider policy the terms will be more restrictive and premiums a lot higher.
If you are setting off in the next few months you may want to call Richard and check your options.
Cheers,
Andrew
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4 Jan 2014
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Registered Users
HUBB regular
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Join Date: Mar 2011
Location: Vancouver
Posts: 72
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update
I saw the message too late and ended up emailing Richard.... here is what he said:
We can't help with this at the moment.
Following a succession of huge motorcycling-related claims in the last year, we have been dumped by our underwriter, as this made the scheme highly unprofitable for them.
We have a new underwriter, but they will currently only agree to cover motorcycling on short stay policies, they are not prepared to cover long duration motorcycling trips.
We have meetings with yet another underwriter this month, and we will be trying to get back to where we used to be with mototcycling cover for long journeys, though the cost will certainly be higher than it used to be.
Another thing that may be an issue is duration. We have always had an 18 month maximum duration on our policies and the rule recently has been that you must "intend" to return to the UK by the end of the 18 month period.
We have one other method of insuring long motorcycling trips, on a separate product, the "Adventures" policy, which we sometimes use for certain extreme activities that we cannot get covered elsewhere. However, the cost of this product for long trips is extremely high. I would estimate that 18 months cover on this policy would exceed £1400 per person! We can use this product to "top up" cover on other policies, not necessarily arranged through us, but the cost is still high, at over £1000 per person.
It may be that after the meetings this month, we will once again be in a position to offer sensibly-priced long stay motorcycling cover, though I think the 18 month limit could still be an issue
Regards - Richard
So fingers crossed everyone!
followingtarmac
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Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...
2020 Edition of Chris Scott's Adventure Motorcycling Handbook.
"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)
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Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers and travel is covered on motorcycles of all sizes.
(ONLY US RESIDENTS and currently has a limit of 60 days.)
Ripcord Evacuation Insurance is available for ALL nationalities.
What others say about HU...
"This site is the BIBLE for international bike travelers." Greg, Australia
"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK
"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia
"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA
"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada
"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa
"This is the answer to all my questions." Haydn, Australia
"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany
Lots more comments here!
Every book a diary
Every chapter a day
Every day a journey
Refreshingly honest and compelling tales: the hights and lows of a life on the road. Solo, unsupported, budget journeys of discovery.
Authentic, engaging and evocative travel memoirs, overland, around the world and through life.
All 8 books available from the author or as eBooks and audio books
Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!
New to Horizons Unlimited?
New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!
Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.
Read more about Grant & Susan's story
Membership - help keep us going!
Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.
You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.
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