Insurance in the USA
I'm in the US looking for insurance for a KLR and have come up with the following...
Bergland, Motorcycle Express, and Sunrise all seem to offer similar policies. Namely liability only for US$70 a month and a set up charge of $30 and a charge to ship you the policy overnight of $25. You can also purchase "uninsured or undersinsured" which means if someone who doesnt have cover is responsible for an accident - you can claim from your own policy. This costs about $105 a month.
However, Les Hall (see links page) suggested I ring Progressive (1-800-776-4737 - a free nr but you should be able to dial it from abroad - you'll have to pay though!!). They asked the usual questions and told me that they only deal in annual policies - but that I can pay monthly and then reclaim the unused portion of my policy to the day pro rata after a set up fee has been deducted. (Not sure how much the set up fee is)
For cover of the following...
$20,000 per person
$40,000 per accident
$15,000 for property
you can get liability from Progressive for $157 a year!!!!
To have liability and uninsured or underinsured you are talking $469 a year.
For comprehensive (which means damage from weather or theft and such like) i'd be $832 a year.
For all the above and collision (if you're involved in an accident) you're talking $1182 a year.
This quote was for a KLR 650 2001 model.
Remember that all these quotes are for a year and as you can pay per month you can cancel your policy any time - to the day even you can get a refund.
Perhaps you would be wise to make out that you'll be using the policy for a good while. They dont make any money if you only use the policy for a month or two.
Hope this may of interest.
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Grant March
"Live as if your life depended on it!"
http://www.yourmanontheroad.com
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Grant March
"Live as if your life depended on it!"
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