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26 Jul 2012
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insurance no-man's land
Hey folks, I'm a noob here so apologies if this has been covered before but my issues are quite specific so I don't think it'll easy to find by searching...
I'm trying to figure out insurance etc but I seem to fall into a place where no-one wants to insure me...
1) I'm Irish passported
2) I've been travelling for the last year so don't fall "resident" in any actual country for insurance purposes.
3) I want to buy a scooter in Italy (and hence register it in Italy)
4) I want to travel eastward from there (balkans, turkey, iran....)
5) I have a swiss driving license and International driving license (which is really just a translation of the swiss license).
The reason for buying in Italy, is firstly that it's cheaper, and secondly, that I can buy a 125cc on a car license whereas int he rest of Europe I can only buy 50cc. I can then drive through Italy and take a test before leaving allowing me to continue on from there.
So far, my issues have been that without a residency I can't get insurance, be it in Ireland or anywhere else, and I may also struggle to buy the scooter in Italy since I'm not resident there but I gather that there are ways around that.
Does anyone know an insurance company that may be able to help? Or in fact, have any other information that may help? I'm about to scrap the whole idea and just bus and train it around instead but that really seems so second rate...
Thanks and sorry for such a horrible first post...
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26 Jul 2012
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Join Date: Feb 2012
Location: London
Posts: 92
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not sure if this will help at all... I am an Australian and when I insured for europe i was living in UK... I went with Alessie (dutch company)
they could help, even if you provide your Irish address you might still be able to get green card insurance.... i insured a mitsubishi delica... so dont know the story for a bike
Home
good luck
Quote:
Originally Posted by anonali
Hey folks, I'm a noob here so apologies if this has been covered before but my issues are quite specific so I don't think it'll easy to find by searching...
I'm trying to figure out insurance etc but I seem to fall into a place where no-one wants to insure me...
1) I'm Irish passported
2) I've been travelling for the last year so don't fall "resident" in any actual country for insurance purposes.
3) I want to buy a scooter in Italy (and hence register it in Italy)
4) I want to travel eastward from there (balkans, turkey, iran....)
5) I have a swiss driving license and International driving license (which is really just a translation of the swiss license).
The reason for buying in Italy, is firstly that it's cheaper, and secondly, that I can buy a 125cc on a car license whereas int he rest of Europe I can only buy 50cc. I can then drive through Italy and take a test before leaving allowing me to continue on from there.
So far, my issues have been that without a residency I can't get insurance, be it in Ireland or anywhere else, and I may also struggle to buy the scooter in Italy since I'm not resident there but I gather that there are ways around that.
Does anyone know an insurance company that may be able to help? Or in fact, have any other information that may help? I'm about to scrap the whole idea and just bus and train it around instead but that really seems so second rate...
Thanks and sorry for such a horrible first post...
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![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
26 Jul 2012
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Registered Users
HUBB regular
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Join Date: Feb 2012
Location: London
Posts: 92
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they certainly werent the cheapest but are very well set up for overlanders...
my green card insurance covered... Europe, turkey, Iran (minus serbia and another)
Quote:
Originally Posted by Andrew White
not sure if this will help at all... I am an Australian and when I insured for europe i was living in UK... I went with Alessie (dutch company)
they could help, even if you provide your Irish address you might still be able to get green card insurance.... i insured a mitsubishi delica... so dont know the story for a bike
Home
good luck
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![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
27 Jul 2012
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Contributing Member
Veteran HUBBer
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Join Date: Jul 2008
Location: SoOrange NJ USA
Posts: 296
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Quote:
Originally Posted by anonali
Hey folks, I'm a noob here so apologies if this has been covered before but my issues are quite specific so I don't think it'll easy to find by searching...
I'm trying to figure out insurance etc but I seem to fall into a place where no-one wants to insure me...
1) I'm Irish passported
2) I've been travelling for the last year so don't fall "resident" in any actual country for insurance purposes.
3) I want to buy a scooter in Italy (and hence register it in Italy)
4) I want to travel eastward from there (balkans, turkey, iran....)
5) I have a swiss driving license and International driving license (which is really just a translation of the swiss license).
The reason for buying in Italy, is firstly that it's cheaper, and secondly, that I can buy a 125cc on a car license whereas int he rest of Europe I can only buy 50cc. I can then drive through Italy and take a test before leaving allowing me to continue on from there.
So far, my issues have been that without a residency I can't get insurance, be it in Ireland or anywhere else, and I may also struggle to buy the scooter in Italy since I'm not resident there but I gather that there are ways around that.
Does anyone know an insurance company that may be able to help? Or in fact, have any other information that may help? I'm about to scrap the whole idea and just bus and train it around instead but that really seems so second rate...
Thanks and sorry for such a horrible first post...
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You might try:
Mototouring - motorcycle / bike rental, motorcycle tours and riding tours throughout the world in Milano; suggest you call & speak to
owner, Eligio Arturi, Tel: + 39 - 02.2720.1556
Although the Euro Green Card he brokers is for non-European registered
vehicles only, he's experienced enough w/ Italy rules to perhaps offer
rego + insurance solution, for your very unusual circumstances;
If that doesn't work, try
Green Card
in Germany, call or email owner Stefan Knopf.
The Euro Green Card (ADAC/ Arisa) Euro Green Card he brokers might be
able to fit your circumstances.
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![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
27 Jul 2012
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Registered Users
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Join Date: Jul 2012
Posts: 2
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Hey Andrew - thanks for that. I gave her a call and she was really helpful.
Just to close out the post with the info I got...
I was basically told that it's quite hard for foreigners to get insurance in Italy and I'd have to be insured by an Italian registered insurance company. Outside of Italy Alessie could help insure me though the insurance would be very expensive (the same cost for all forms of scooter or motorbike up to the most powerful). I think it was around 750euro for 6 months or over a thousand for a year. This wouldn't include Italy but would include the rest of Europe. She advised me to look at buying it outside of Italy and then if the costs weren't prohibitive then they'd be able to consider by request (obviously they couldn't committ over the phone but I got they didn't expect any issues).
Hope this helps anyone else searching for something similar...
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![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
27 Jul 2012
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Registered Users
HUBB regular
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Join Date: Feb 2012
Location: London
Posts: 92
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glad she helped put you in the right direction atleast.... dont give up will be well worth it when your on the road
Quote:
Originally Posted by anonali
Hey Andrew - thanks for that. I gave her a call and she was really helpful.
Just to close out the post with the info I got...
I was basically told that it's quite hard for foreigners to get insurance in Italy and I'd have to be insured by an Italian registered insurance company. Outside of Italy Alessie could help insure me though the insurance would be very expensive (the same cost for all forms of scooter or motorbike up to the most powerful). I think it was around 750euro for 6 months or over a thousand for a year. This wouldn't include Italy but would include the rest of Europe. She advised me to look at buying it outside of Italy and then if the costs weren't prohibitive then they'd be able to consider by request (obviously they couldn't committ over the phone but I got they didn't expect any issues).
Hope this helps anyone else searching for something similar... ![Smile](https://www.horizonsunlimited.com/hubb/images/smilies/smile.gif)
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Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...
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New to Horizons Unlimited?
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Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.
Read more about Grant & Susan's story
Membership - help keep us going!
Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.
You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.
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