Yip, declare SORN, phone up and get some insurance before getting back into the EU and have a solid booking date and time for an MOT ie; the day you drive off the ferry you can only legaly drive without an MOT to a MOT testing station (I think it can be in your home town) but make sure whoever you have booked with will confirm to the police etc if need be.
I've done it twice before.
You only need road tax to drive on a UK road (unlike the Dutch who have to have it no matter where they are - causes many prolems!).
Most people travel in Africa etc with no real insurance - just the local stuff that only really stops you getting chucked in jail if you hit somebody etc - thats why many people travel with older bangers (that and the carnet side of things)
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