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22 Nov 2011
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Overstaying 60 day 'Greencard' in Europe with U.K insurance
Hey all...
Can anyone throw me some info here..
I want to travel a lot in Europe next year... I have U.K insurance which gives me 60 days 'Green card' in Europe.
I want to stay way over 60 days. What do I do ???
Surely I don't have to buy insurance in each country?
All other continents I have travelled issue insurance at the border. At a guess, Europe being Europe, it's going to be Mega expensive and a total bureaucratic ball ache ?
Also, do I need valid U.K road Tax, MOT etc etc ??
Many thanks in advance
Ted
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22 Nov 2011
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Unless you stay out of the UK for more than a year (in which case that would be a permanent export) then you need tax, insurance and mot as if it were in the UK. If your mot runs out and you can't tax it while abroad the DVLA say you must trailer from the port of entry.
It used to be that one could book an mot at your local garage and 'drive' to it from the port - be interesting to here if anyone has done this recently.
Have you talked to your insurer - they should be able to quote at least.
http://www.direct.gov.uk/en/Motoring...cle/DG_4022582
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"Never have a stupid argument with an idiot - he gets a lot more practice than you"
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22 Nov 2011
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If you're traveling on a green card issued by your uk insurer, then for sure it needs to be uk legal (tax and mot).
Depending how much more you need, would they let you pay for an extension?
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22 Nov 2011
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Quote:
Originally Posted by silver G
Unless you stay out of the UK for more than a year (in which case that would be a permanent export) then you need tax, insurance and mot as if it were in the UK. If your mot runs out and you can't tax it while abroad the DVLA say you must trailer from the port of entry.
It used to be that one could book an mot at your local garage and 'drive' to it from the port - be interesting to here if anyone has done this recently.
Have you talked to your insurer - they should be able to quote at least.
Taking a vehicle out of the UK permanently or temporarily : Directgov - Motoring |
Sorry but this is mostly, if not completely, nonsence.
Direct Gov would like you to pay 'tax' because the Government likes motorists to pay money to them.
But The Vehicle Excise and Registration Act 1994 (c.22) PART III 29 says 'tax' is only necessary if using a “Public Road” which PART V 62 defines as, “ in England and Wales and Northern Ireland, a road which is repairable at the public expense”. In Scotland the definition is slightly different due to differing set-ups. There is no definition for a Public Road in France, Russia or the Moon - so 'tax' is not a legal necessity outside the UK under the very Act that makes it necessary in UK.
However see the full story in my post #89 here http://www.horizonsunlimited.com/hub...g-term-39472-6
I recently drove an untaxed (by a few days), un MOTd car from the Channel Tunnel to a pre-booked test in north London then on to South Buckinghamshire where I went to a Post Office to apply for new tax. I passed numerous Police cars of Kent, Metropolitan, Hertfordshire (which procalimed ANPR) and Thames Valley police forces and a strange looking van with an open window on one rear door in a roadside lay-by (probably either a Camera van or ANPR reading).
Ted.
Apart from my post above re MOT and Tax that is amply covered in the link above, your UK policy should automatically give you minimum legally required insurance in other EU member states. This is an EU requirement.
Look at the reverse of your Certificate of Insurance which confirms. Those statements in several languages are accepted in all EU states, not just those using those languages. I have had to produce it in Estonia, Finland and Latvia - none of whose languages are used.
Your Green Card is two things -
1. An internationally recognised Insurance Certificate.
2. Confirmation of extention of your full cover (Comprehensive,TPFT, TP, RTA etc), not just the legal minimum, in the countries and periods mentioned thereon.
When it becomes date expired the normal EU 'legal minimum' will kick in until the main policy comes up for renewal.
This applies to all EU states, plus Switzerland, Norway (possibly Iceland and others) but not all the non-EU balkan countries where you should buy at the border.
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22 Nov 2011
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Quote:
Originally Posted by Tony P
Sorry but this is mostly, if not completely, nonsence.
Direct Gov would like you to pay 'tax' because the Government likes motorists to pay money to them.
But The Vehicle Excise and Registration Act 1994 (c.22) PART III 29 says 'tax' is only necessary if using a “Public Road” which PART V 62 defines as, “ in England and Wales and Northern Ireland, a road which is repairable at the public expense”. In Scotland the definition is slightly different due to differing set-ups. There is no definition for a Public Road in France, Russia or the Moon - so 'tax' is not a legal necessity outside the UK under the very Act that makes it necessary in UK.
However see the full story in my post #89 here http://www.horizonsunlimited.com/hub...g-term-39472-6
I recently drove an untaxed (by a few days), un MOTd car from the Channel Tunnel to a pre-booked test in north London then on to South Buckinghamshire where I went to a Post Office to apply for new tax. I passed numerous Police cars of Kent, Metropolitan, Hertfordshire (which procalimed ANPR) and Thames Valley police forces and a strange looking van with an open window on one rear door in a roadside lay-by (probably either a Camera van or ANPR reading).
Ted.
Apart from my post above re MOT and Tax that is amply covered in the link above, your UK policy should automatically give you minimum legally required insurance in other EU member states. This is an EU requirement.
Look at the reverse of your Certificate of Insurance which confirms. Those statements in several languages are accepted in all EU states, not just those using those languages. I have had to produce it in Estonia, Finland and Latvia - none of whose languages are used.
Your Green Card is two things -
1. An internationally recognised Insurance Certificate.
2. Confirmation of extention of your full cover (Comprehensive,TPFT, TP, RTA etc), not just the legal minimum, in the countries and periods mentioned thereon.
When it becomes date expired the normal EU 'legal minimum' will kick in until the main policy comes up for renewal.
This applies to all EU states, plus Switzerland, Norway (possibly Iceland and others) but not all the non-EU balkan countries where you should buy at the border.
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I agree with your sentiments Tony but if you want your UK insurance to be valid then you will have to be uk legal.
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"Never have a stupid argument with an idiot - he gets a lot more practice than you"
there I go again
not too hard really
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22 Nov 2011
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Quote:
Originally Posted by silver G
I agree with your sentiments Tony but if you want your UK insurance to be valid then you will have to be uk legal.
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I also agree with your sentiments Tony but I would not like to advise someone to risk being pulled and have their vehicle confiscated as a finale to their grand trip. I agree that UK insurance should cover you for the legal minimum whilst within the EU, but riding (or driving) without tax and MOT in the EU and relying on your UK insurance to cover you is taking a risk. Take the risk by all means if you choose, but be well aware you are taking a risk.
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23 Nov 2011
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Thanks Chaps...
Well, my insurance WILL be 'UK' valid for the whole period that I am away.
SOOOOO. Are you all saying that no matter what the insurance company stipulates about '60 days European', I will be insured to a minimum level ? But more importantly, I'll be LEGAL.. No matter how long I am in Europe ?
As for TAX and MOT. My MOT is due is due a few weeks before I go so I suppose I'll just get it and the tax too. It's an extra £250 I didn't want to pay but I guess it's better to have it than not eh... I know insurance companies will look for ANY loop hole to get out paying up so I guess having these closes those avenues for them.
Thanks again, Ted
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Rode some bikes.
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23 Nov 2011
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Quote:
Originally Posted by silver G
I agree with your sentiments Tony but if you want your UK insurance to be valid then you will have to be uk legal.
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"UK legal"
Define please.
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23 Nov 2011
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Quote:
Originally Posted by Tony P
"UK legal"
Define please.
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Legal in the vehicle's home country. If the home country is the UK is means insured, MOT'd and taxed
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24 Nov 2011
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Quote:
Originally Posted by Tony P
"UK legal"
Define please.
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I have spent/wasted many an hour on these technical arguemts, many with officials and bureaucrats. Some I have won and some failed miserably. However when abroad, working in a foreign language trying to have fun and adventure the last thing I need is an over zealous cop wanting to book me for not having proper paperwork and that goes double for europe. Africa I can deal with in an 'african ' way but the EU law enforcement officers can make your life hell if they want to. Given that we are part of the EU I prefer to save arguing the finer points of the law untill I get back.
Forgive me if I have misused terms - I'm not a lawyer, just a traveler.
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"Never have a stupid argument with an idiot - he gets a lot more practice than you"
there I go again
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22 Nov 2011
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Quote:
Originally Posted by *Touring Ted*
I want to stay way over 60 days. What do I do ???
Surely I don't have to buy insurance in each country?
Also, do I need valid U.K road Tax, MOT etc etc ??
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For an EU vehicle to be legal anywhere within the EU it has to be legal in the country of origin... tax/mot/insurance/rego
There are loads of Brits running around France/Spain that have no UK road tax, local MOT's and who knows what insurance... You wouldn't want to be hit by one... They are all just dirtying our name even more 
On the insurance front, is it an actual green card or the "international certificate of insurance the Brit companies issue? Does it have Specified dates on it? If not, you have only been there a couple of weeks from before the point you NEED it 
Depending how far you go... Ukraine? UE insisted on my mate buying insurance as he did not have a "green card" but the said bit of paper - ICMI - (white). I had a French green card and no problems with them seeing it as valid.
I think the Balkans are excluded from a lot of GC's so you need to buy as you go. Just depends on the issuing country/company
Its possible you can get a GC from the ADAC in Germany... you might get one that covers all/most of your needs. Call them.
Cheers,
John
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