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15 May 2007
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Gold Member
Veteran HUBBer
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Join Date: Apr 2006
Location: Norfolk, England
Posts: 155
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STA Travel Insurance
I have just been advised by STA Travel, link from HU, that they DO NOT cover Motor Cycle Touring above 125cc. It is rather confusing as the list of items covered says
Adventure sports covered on premier only
Abseiling, American Football*, Archery, Ballooning, blah, blah, blah, Mopeds/Motorcycle Touring, Motorcycling up to 125cc where claims and conviction free for previous 3 years and where wearing a helmet, etc,etc.
The commer between Motorcycle Touring,, and Motorcycling upto 125etc is eronious. What they mean is any Motorcycling activity up to 125cc but exluding sports riding.
I have complained and they are amending their web page.
I therefore think, apart from our 4x4 members, this is a quite usless link for us 2 wheelers.
As posted by Del Boy, Endesleigh are quick and clued up when it comes to insurance.
Also nearly all of the others limit the period to 45,90 or 180 days a year max.
And the UK insurance trade try and tell us they are world leaders, get real.
I think that after I get back in a few years time, I will start a Two Wheeled Adventure Travelers Agency where you can fill in a form, leave the rest to us and hey presto all the paperwork, including visas, carnet etc, is sent to your door. For a small fee of course. If my experience is anything to go by, then the number of man hours being wasted by us surfing and sorting out this paperwork is huge.
All I want to do is get out there and ride my bike around the world
Today I'm Mr Angry, bah, humbug
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15 May 2007
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Registered Users
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Join Date: Mar 2007
Location: Langholm,Scotland,UK.
Posts: 155
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Maybe the government don't want you to leave, so make it hard for you
It is the same for travel insurance in Europe, you are limited to a set amount of days  I wonder if the mainland Europeans (not us island dwellers) have these restrictions on their movements?:confused1:
We are as a nation, backwards at coming forward
Trophymick
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17 May 2007
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Contributing Member
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Join Date: Jun 2006
Location: St Helens
Posts: 763
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Quote:
Originally Posted by Stagbeetle
I have just been advised by STA Travel, link from HU, that they DO NOT cover Motor Cycle Touring above 125cc. It is rather confusing as the list of items covered says
Adventure sports covered on premier only
Abseiling, American Football*, Archery, Ballooning, blah, blah, blah, Mopeds/Motorcycle Touring, Motorcycling up to 125cc where claims and conviction free for previous 3 years and where wearing a helmet, etc,etc.
The commer between Motorcycle Touring,, and Motorcycling upto 125etc is eronious. What they mean is any Motorcycling activity up to 125cc but exluding sports riding.
I have complained and they are amending their web page.
I therefore think, apart from our 4x4 members, this is a quite usless link for us 2 wheelers.
As posted by Del Boy, Endesleigh are quick and clued up when it comes to insurance.
Also nearly all of the others limit the period to 45,90 or 180 days a year max.
And the UK insurance trade try and tell us they are world leaders, get real.
I think that after I get back in a few years time, I will start a Two Wheeled Adventure Travelers Agency where you can fill in a form, leave the rest to us and hey presto all the paperwork, including visas, carnet etc, is sent to your door. For a small fee of course. If my experience is anything to go by, then the number of man hours being wasted by us surfing and sorting out this paperwork is huge.
All I want to do is get out there and ride my bike around the world
Today I'm Mr Angry, bah, humbug 
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I actually rang STA and got them to qualify the touring aspect, I see Grant has updated the page.
Try Worldwide Insure, great price as long as you are happy with the reduction in personal injury if injured on a bike.
The repatriation/medical at 10mill is excellent, however the wording suggests they will try not and repatriate you if possible, but if I am bent and twisted in a US hospital I am sure I can accept that.
I really think people need to be *very* wary of travel insurance policies for bike touring. Our normal one , Kennet Insurance Brokers, who we have used for annual multi-trip for years as they side they covered riding motorbikes have now informed that that does not mean "touring". They then went on to say they could do us 3 months in the US for 450ukp, or 900ukp if using motorbikes.
They could not clarify if using bikes for a weekend in France with bikers constituted touring.
They no longer have our business
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17 May 2007
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Gold Member
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Join Date: Jul 2004
Location: Stoke, UK
Posts: 210
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europian insurance for uk residents
ebike give the full 12months cover throughout Europe as standard on their policies (and was cheaper by a long way)
Bill H
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17 May 2007
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Contributing Member
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Join Date: Jun 2006
Location: St Helens
Posts: 763
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Quote:
Originally Posted by Bill Holland
ebike give the full 12months cover throughout Europe as standard on their policies (and was cheaper by a long way)
Bill H 
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Ebike do travel insurance as well now ?
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18 May 2007
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Gold Member
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Join Date: Jul 2004
Location: Stoke, UK
Posts: 210
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Errrr........
My old Granny told me something about looking and leaping........
wish I'd listened harder.
You're quite right BruceP, ebike is motorcycle insurance not travel insurance
Bill H
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27 May 2007
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Registered Users
HUBB regular
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Join Date: Feb 2007
Location: North Wales, UK
Posts: 36
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Bah humbug on ebike insure!
Ebike don't do travel insurance, its motorcycle insurance they do; if you can call it that. Its fine if your bike is no more than 10 (maybe 12) years old, any older and they won't cover for Europe. Also they cover far fewer countries than almost any other insurer I researched. I had to move insurers from ebike to get cover for Eastern Wurope and Turkey; tehy couldn't even provide that. I'd say avoid them!!!
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Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...
2020 Edition of Chris Scott's Adventure Motorcycling Handbook.
"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)

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Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers and travel is covered on motorcycles of all sizes.
(ONLY US RESIDENTS and currently has a limit of 60 days.)
Ripcord Evacuation Insurance is available for ALL nationalities.
What others say about HU...
"This site is the BIBLE for international bike travelers." Greg, Australia
"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK
"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia
"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA
"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada
"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa
"This is the answer to all my questions." Haydn, Australia
"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany
Lots more comments here!

Every book a diary
Every chapter a day
Every day a journey
Refreshingly honest and compelling tales: the hights and lows of a life on the road. Solo, unsupported, budget journeys of discovery.
Authentic, engaging and evocative travel memoirs, overland, around the world and through life.
All 8 books available from the author or as eBooks and audio books
Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!
New to Horizons Unlimited?
New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!
Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.
Read more about Grant & Susan's story
Membership - help keep us going!
Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.
You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.
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