![Reply](https://www.horizonsunlimited.com/hubb/images/buttons/reply.gif) |
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
17 Sep 2010
|
Registered Users
Veteran HUBBer
|
|
Join Date: Sep 2009
Location: Australia
Posts: 100
|
|
Travel Insurance to cover Motorbike riding
HiI have been looking at a number of travel insurance (medical / baggage etc) providers and the majority either don't cover motorbike riders or only cover those with 200cc bikes. Does anyone know of a good (not dodgy) provider who covers Australians with more than a 200cc bike? - Thanks
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
17 Sep 2010
|
![chris's Avatar](https://www.horizonsunlimited.com/hubb/customavatars/avatar10477_2.gif) |
Registered Users
Veteran HUBBer
|
|
Join Date: Jun 2000
Location: GOC
Posts: 3,330
|
|
I uses this company: Direct Travel Insurance | Cheap Holiday Insurance from £2.60 to cover medical stuff on my bike trips (usually on a 400cc or 750cc bike)
Their exclusion says MC has to be less than 125cc, but it adds "unless the rider has a licence to ride a bigger bike" (which I have). Don't know if Australians can be covered on it. I'm a UK citizen with a UK address.
HTH
Chris
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
17 Sep 2010
|
Registered Users
HUBB regular
|
|
Join Date: May 2007
Location: Victoria, Australia
Posts: 80
|
|
Hi Adastra,
World Nomads cover Australians for riding larger bikes (and other daft activities along the way). If you lived in the UK they wouldn't (different underwriters). I thought $835 wasn't bad for 13 months cover.
Chrispy
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
18 Sep 2010
|
Registered Users
Veteran HUBBer
|
|
Join Date: Sep 2009
Location: Australia
Posts: 100
|
|
Thanks guys
I'll check out both of these suggestions.
Cheers!
Helen
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
19 Sep 2010
|
![beddhist's Avatar](https://www.horizonsunlimited.com/hubb/customavatars/avatar13552_1.gif) |
Contributing Member
Veteran HUBBer
|
|
Join Date: Sep 2003
Location: Whangarei, NZ
Posts: 2,214
|
|
Quote:
Originally Posted by Chrispy
Hi Adastra,
World Nomads cover Australians for riding larger bikes (and other daft activities along the way). If you lived in the UK they wouldn't (different underwriters). I thought $835 wasn't bad for 13 months cover.
Chrispy
|
I used them as an NZ resident and had good experiences. Travel Insurance from $1.60 per day World Nomads Australia
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
19 Sep 2010
|
![KennyE's Avatar](https://www.horizonsunlimited.com/hubb/customavatars/avatar20768_1.gif) |
Gold Member
Veteran HUBBer
|
|
Join Date: Apr 2007
Location: Gold Coast Australia
Posts: 194
|
|
I used MBF Travel Insurance when I did my big ride. Never had to claim, but they cover you for any size motorcycle - and they're definitely not a dodgy mob.
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
26 Sep 2010
|
Registered Users
Veteran HUBBer
|
|
Join Date: Sep 2009
Location: Australia
Posts: 100
|
|
For your information:
All quotes are for 5 months in the Middle East for a single bike rider with 650 engine bike
Cover depends on the level of benefits so the price varies as well!
Aussietravelcover: $373 - Budget Cover Unlimited medical and evacuation, $5million personal liability:
Will not pay unless you have a current Australian or International drivers licence Check out the fine print at: http://www.aussietravelcover.com.au/...s/brochure.pdf
WorldNomads: $298 ($100 Excess) $5Million cover, $10k cancellation costs, $500k medical evacuation, $3.5k loss of travel docs and personal affects, $2.5Million personal liability
Will not pay claim if you ride a motor cycle (except as a pillion passenger) without a licence that is valid in the relevant country (this could be a big loop hole for them!!);
Check the fine print at : World Nomads - Policy Wording: Certain Underwriters at Lloyd's (AUS) 30112009
MBF: $725 ($100 excess) Gold Cover Unlimited medical and evacuation, $2.5million personal liability, $10k personal possessions, $25k accidental death
Will not pay unless you have a current Australian or International drivers licence Check out the fine print at: https://www.mbf.com.au/MBF/Travel%20...ms/PDS_103.pdf
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
4 Oct 2010
|
Registered Users
Veteran HUBBer
|
|
Join Date: Dec 2007
Location: Melbourne, Australia
Posts: 140
|
|
I'm looking into exactly this now, and World Nomads DOES NOT cover liability if you are riding a motorbike. It does cover your medical costs, but not the damage you do to other people and things.
My girlfriend received this explanation from them in an email, plus double check Section 7, "Not covered", 1, b, i in the terms and conditions linked above.
Last time we used CGU. They looked very good if departing from and returning to Aus. Details are floating around here.
Ben
__________________
Vladivostok - Denmark 2008... Finished.
Denmark - South Africa 2010-2011... Finished.
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
5 Oct 2010
|
![beddhist's Avatar](https://www.horizonsunlimited.com/hubb/customavatars/avatar13552_1.gif) |
Contributing Member
Veteran HUBBer
|
|
Join Date: Sep 2003
Location: Whangarei, NZ
Posts: 2,214
|
|
Quote:
Originally Posted by Adastra
WorldNomads:
Will not pay claim if you ride a motor cycle (except as a pillion passenger) without a licence that is valid in the relevant country (this could be a big loop hole for them!!);
|
That's a standard clause. Your licence is valid in most countries for x months.
Whether or not biking is covered by WN depends on your country of residence. UK residents, for example, haven't been covered for some time. Oz, NZ and Thai residents are. As Adastra says: always check the fine print.
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
6 Oct 2010
|
Registered Users
Veteran HUBBer
|
|
Join Date: Sep 2009
Location: Australia
Posts: 100
|
|
Quote:
Originally Posted by Henn
I'm looking into exactly this now, and World Nomads DOES NOT cover liability if you are riding a motorbike. It does cover your medical costs, but not the damage you do to other people and things.
My girlfriend received this explanation from them in an email, plus double check Section 7, "Not covered", 1, b, i in the terms and conditions linked above.
Last time we used CGU. They looked very good if departing from and returning to Aus. Details are floating around here.
Ben
|
Hi Ben
Yes, it is only medical I'm after, I'm assuming a green card will do the liability bit...but may be wrong (or unable to get it!!). I'll look into CGU as well though.
Cheers
Adastra
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
6 Oct 2010
|
Registered Users
Veteran HUBBer
|
|
Join Date: Jul 2008
Location: Aussie expat in Switzerland half way RTW
Posts: 611
|
|
Mondial, WorldCare
As Australians, we used and can highly recommend Worldcare underwritten by Allianz and supported by Mondial assistance.
Travel Insurance Australia | Travel Insurance Quote | Worldcare
Excellent service and we have used them twice with no hassle. They are the pros that set the benchmark for all other insurers IMO. They also have a competitive price, which is good news.
Like with any insurer, read the fine print. They cover you riding any motorcycle as long as your are licence to ride that motorcycle in the country you are riding. I double checked this before taking the insurance.
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
1 Nov 2010
|
Registered Users
New on the HUBB
|
|
Join Date: Jul 2006
Location: Colorado, USA
Posts: 16
|
|
World Nomads for Americans
I just read the fine print for Americans using the World Nomads insurance. I always get it because it covers high-altitude mountain climbing, spelunking, and other adventure sports generally not included in insurance. My upcoming trip will be my first one on motorcycle, though, so I read the details.
The information seems a little conflicting, but the gist of it is that Section 2 outlines what is covered by the insurance, and Section 3 details what is not covered, unless it is mentioned as covered in Section 2. So, Section 3 says motorcycles are not covered, but Section 2 says that motorbiking is completely covered. No limits on size of bike, licensing, anything.
Before I buy this insurance this time, I'm going to call them up and really get the details clarified. If I learn anything new, I'll post it.
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
12 Nov 2010
|
Gold Member
Veteran HUBBer
|
|
Join Date: Apr 2001
Location: Brisbane Australia currently on 2 RTW
Posts: 128
|
|
Travel Insurance Direct
We have used Travel Insurance from $38 - Travel Insurance Direct Australia for the last couple of years. We took out the Worldwide Essentials Policy. They cover motorcycling and have paid out twice to us. Once for stolen helmets, they were cabled to the bike with a bike cover over the top. They also paid all our medical bills for an accident we had last November in Argentina. Mondial would ring us up every few days from Australia to check how we were going and if there was anything else they could do for us.
Hope this helps.
Carol & Ken Duval
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
22 Mar 2011
|
Registered Users
New on the HUBB
|
|
Join Date: Mar 2011
Posts: 1
|
|
My family purchased travel insurance policies from 1Cover travel insurance company. They are also one of Australia's largest travel insurance specialist. Policies can only range at a starting price of $36 and you will be covered in minutes.
|
Currently Active Users Viewing This Thread: 1 (0 Registered Users and/or Members and 1 guests)
|
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...
2020 Edition of Chris Scott's Adventure Motorcycling Handbook.
"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)
![Ripcord Rescue Travel Insurance.](/stuff/ripcord/ripcord-logo-250.jpg)
Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers.
Led by special operations veterans, Stanford Medicine affiliated physicians, paramedics and other travel experts, Ripcord is perfect for adventure seekers, climbers, skiers, sports enthusiasts, hunters, international travelers, humanitarian efforts, expeditions and more.
Ripcord travel protection is now available for ALL nationalities, and travel is covered on motorcycles of all sizes!
What others say about HU...
"This site is the BIBLE for international bike travelers." Greg, Australia
"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK
"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia
"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA
"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada
"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa
"This is the answer to all my questions." Haydn, Australia
"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany
Lots more comments here!
![Five books by Graham Field!](/stuff/grahamfield/graham-field-2021-280.jpg)
Diaries of a compulsive traveller
by Graham Field
Book, eBook, Audiobook
"A compelling, honest, inspiring and entertaining writing style with a built-in feel-good factor" Get them NOW from the authors' website and Amazon.com, Amazon.ca, Amazon.co.uk.
Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!
New to Horizons Unlimited?
New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!
Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.
Read more about Grant & Susan's story
Membership - help keep us going!
Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.
You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.
|
|
|