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17 Sep 2010
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Registered Users
Veteran HUBBer
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Join Date: Sep 2009
Location: Australia
Posts: 100
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Travel Insurance to cover Motorbike riding
HiI have been looking at a number of travel insurance (medical / baggage etc) providers and the majority either don't cover motorbike riders or only cover those with 200cc bikes. Does anyone know of a good (not dodgy) provider who covers Australians with more than a 200cc bike? - Thanks
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17 Sep 2010
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Veteran HUBBer
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Join Date: Jun 2000
Location: GOC
Posts: 3,364
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I uses this company: Direct Travel Insurance | Cheap Holiday Insurance from £2.60 to cover medical stuff on my bike trips (usually on a 400cc or 750cc bike)
Their exclusion says MC has to be less than 125cc, but it adds "unless the rider has a licence to ride a bigger bike" (which I have). Don't know if Australians can be covered on it. I'm a UK citizen with a UK address.
HTH
Chris
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17 Sep 2010
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Join Date: May 2007
Location: Victoria, Australia
Posts: 80
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Hi Adastra,
World Nomads cover Australians for riding larger bikes (and other daft activities along the way). If you lived in the UK they wouldn't (different underwriters). I thought $835 wasn't bad for 13 months cover.
Chrispy
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18 Sep 2010
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Join Date: Sep 2009
Location: Australia
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Thanks guys
I'll check out both of these suggestions.
Cheers!
Helen
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19 Sep 2010
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Join Date: Sep 2003
Location: Whangarei, NZ
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Quote:
Originally Posted by Chrispy
Hi Adastra,
World Nomads cover Australians for riding larger bikes (and other daft activities along the way). If you lived in the UK they wouldn't (different underwriters). I thought $835 wasn't bad for 13 months cover.
Chrispy
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I used them as an NZ resident and had good experiences. Travel Insurance from $1.60 per day World Nomads Australia
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19 Sep 2010
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Gold Member
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Join Date: Apr 2007
Location: Gold Coast Australia
Posts: 194
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I used MBF Travel Insurance when I did my big ride. Never had to claim, but they cover you for any size motorcycle - and they're definitely not a dodgy mob.
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26 Sep 2010
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Join Date: Sep 2009
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For your information:
All quotes are for 5 months in the Middle East for a single bike rider with 650 engine bike
Cover depends on the level of benefits so the price varies as well!
Aussietravelcover: $373 - Budget Cover Unlimited medical and evacuation, $5million personal liability:
Will not pay unless you have a current Australian or International drivers licence Check out the fine print at: http://www.aussietravelcover.com.au/...s/brochure.pdf
WorldNomads: $298 ($100 Excess) $5Million cover, $10k cancellation costs, $500k medical evacuation, $3.5k loss of travel docs and personal affects, $2.5Million personal liability
Will not pay claim if you ride a motor cycle (except as a pillion passenger) without a licence that is valid in the relevant country (this could be a big loop hole for them!!);
Check the fine print at : World Nomads - Policy Wording: Certain Underwriters at Lloyd's (AUS) 30112009
MBF: $725 ($100 excess) Gold Cover Unlimited medical and evacuation, $2.5million personal liability, $10k personal possessions, $25k accidental death
Will not pay unless you have a current Australian or International drivers licence Check out the fine print at: https://www.mbf.com.au/MBF/Travel%20...ms/PDS_103.pdf
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4 Oct 2010
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Join Date: Dec 2007
Location: Melbourne, Australia
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I'm looking into exactly this now, and World Nomads DOES NOT cover liability if you are riding a motorbike. It does cover your medical costs, but not the damage you do to other people and things.
My girlfriend received this explanation from them in an email, plus double check Section 7, "Not covered", 1, b, i in the terms and conditions linked above.
Last time we used CGU. They looked very good if departing from and returning to Aus. Details are floating around here.
Ben
__________________
Vladivostok - Denmark 2008... Finished.
Denmark - South Africa 2010-2011... Finished.
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5 Oct 2010
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Contributing Member
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Join Date: Sep 2003
Location: Whangarei, NZ
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Quote:
Originally Posted by Adastra
WorldNomads:
Will not pay claim if you ride a motor cycle (except as a pillion passenger) without a licence that is valid in the relevant country (this could be a big loop hole for them!!);
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That's a standard clause. Your licence is valid in most countries for x months.
Whether or not biking is covered by WN depends on your country of residence. UK residents, for example, haven't been covered for some time. Oz, NZ and Thai residents are. As Adastra says: always check the fine print.
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16 Feb 2015
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Join Date: Jan 2013
Location: Nottingham, UK
Posts: 9
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Motorcycle touring insurance plus medical while already overseas
Any UK resident who requires motorcycle touring insurance that includes medical while already overseas can be found here. Let me know if you can find better as I'm still on the hunt...
Long Stay Travel Insurance Overseas, Travel Insurance Already travelling
Cheers
Lisa and Jason
twowheelednomad.com
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