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21 Apr 2010
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Worldwide Motorcycle Travel Insurance
Hi all!
I'm digging into travel insurance for our RTW trip at the moment so would like to share some of the info. I've checked with Cheap worldwide Travel Insurance. Holiday Travel Insurance and received a qoute.
They cover any motorcycle regardless of the CC (we're taking a wee strom 650cc). This is for overland motorcycle touring with the intention of staying on the road not going through sahara etc. - basicaly it means that you will not go where any motorised vehicles shouldn't go - we're not planning to. In addition to this the policy covers you for sporting activities and working. It also includes med evac so if it is required for you to be flown out of the country for medical assistance it is covered - overall you're covered for £5,000,000.
The policy will only cover you not what/who you damage - so if you crash into somebody only you will be covered and anything you've done to the person you crashed into you'll have to cover on your own. The policy is £37.50 per month per person. They do up to 18 months policy with an option of renewal. We'll be taking a 12months policy for £450 per person.
If there is a similar policy outthere giving the same thing for less please let us know! We're UK residents if it makes any difference.
Stay safe!
Andy
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21 Apr 2010
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Quote:
Originally Posted by AndyWx
They cover any motorcycle regardless of the CC
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This part I think I may be totally misunderstanding... can you please clarify, in what ways will your motorcycle be covered ( - will it be covered, if you crash it, or it gets stolen, or burns or sinks into the water)? Or this is in fact a travel insurance for yourself & your companion, which does not cover the bike (the bike´s value) in any way?
Having the med-evac option in your travel insurance is something you wish you´ll never ever need, but could save your life, if you do! (and it might also be a good idea to make a few copies of the proof of insurance, and keep them somewhere where they can easily be found in case things go bad and you´re unable to hand that information to anyone.)
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21 Apr 2010
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I have the "backpacker / long-stay" insurance policy from Worldwide, which is underwritten by AXA. You are correct that there is no cc limit on bike travel, but it does not cover damage to the bike.
I had a crash in Angola a few weeks ago, which required medical repatriation to the UK for treatment. AXA arranged for the repatriation with a minimum of fuss and agreed to cover all my medical expenses incurred in Angola. It does not cover treatment in your home country however, so you will be reliant on the NHS or other private medical insurance when you return.
I can thoroughly recommend this policy, based on AXA's responsiveness to my claim.
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21 Apr 2010
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Quote:
Originally Posted by pecha72
This part I think I may be totally misunderstanding... can you please clarify, in what ways will your motorcycle be covered ( - will it be covered, if you crash it, or it gets stolen, or burns or sinks into the water)? Or this is in fact a travel insurance for yourself & your companion, which does not cover the bike (the bike´s value) in any way?
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Yes you're right it is a little misleading. I meant that they will cover you travelling on any cc bike. I remember that it was an issue with a lot of insuring companies - they usualy say "Yes we cover motorcycles" without adding that it's for up to 50cc only 
To answer your question the policy is only for me and the missus not for the bike. I'm sure that a moto insurance would be extensively expensive. I think you just have to risk when it comes to the bike - what you shouldn't be risking is with your life so this policy sounds really good.
Matt thanks a lot for the info! It's always good to know that they do what they should when it comes to it!
thanks guys!
Andy
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22 Apr 2010
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Quote:
Originally Posted by AndyWx
Hi all!
I'm digging into travel insurance for our RTW trip at the moment so would like to share some of the info. I've checked with Cheap worldwide Travel Insurance. Holiday Travel Insurance and received a qoute.
They cover any motorcycle regardless of the CC (we're taking a wee strom 650cc). This is for overland motorcycle touring with the intention of staying on the road not going through sahara etc. - basicaly it means that you will not go where any motorised vehicles shouldn't go - we're not planning to. In addition to this the policy covers you for sporting activities and working. It also includes med evac so if it is required for you to be flown out of the country for medical assistance it is covered - overall you're covered for £5,000,000.
The policy will only cover you not what/who you damage - so if you crash into somebody only you will be covered and anything you've done to the person you crashed into you'll have to cover on your own. The policy is £37.50 per month per person. They do up to 18 months policy with an option of renewal. We'll be taking a 12months policy for £450 per person.
If there is a similar policy outthere giving the same thing for less please let us know! We're UK residents if it makes any difference.
Stay safe!
Andy |
Have a look at 1 stop travel insurance. Ride safe.
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Mike
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Mike is riding the twisty road in the sky
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22 Apr 2010
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Quote:
Originally Posted by maja
Have a look at 1 stop travel insurance. Ride safe.
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Do they cover bikes more than 125cc? Have u used them?
Andy
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22 Apr 2010
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Phoned up 1 Stop Travel Insurance - they only offer 12 months policy. You have to use public roads (whatever that means), wear a helmet and no racing After the policy expires you need to get back to uk to get it renewed - you need to be in uk - this would mean that at that point we'd have to get a different policy issued in the country we are in or something. Not interested.
Thanks for the info though!
Andy
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22 Apr 2010
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I went with 1stoptravelinsurance for £160 GBP / year worldwide coverage. It recently finished and as earlier said they only extend when you get back to the UK.
So I went with Navigatortravel.co.uk
It was possible to take out the insurance from overseas.
Cheers,
Frank
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23 Apr 2010
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Quote:
Originally Posted by Franconian
I went with 1stoptravelinsurance for £160 GBP / year worldwide coverage. It recently finished and as earlier said they only extend when you get back to the UK.
So I went with Navigatortravel.co.uk
It was possible to take out the insurance from overseas.
Cheers,
Frank
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This sounds like a good deal. £160 is really not bad. The cover is quite substantial. I will give them a call later on today and see exactly what they offer.
Thanks!
Andy
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10 May 2010
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I've just got insurance with Navigator Travel. They have two policies BOTH cover motorbike trips. YOU are covered but NOT the bike. I got 6 months including USA for £180.
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17 Jul 2013
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Navigator Travel
Hi Folks,
I have lurked on this site for a couple of years now but I have finally got my sh1t together and am off to Asia in November.
I really enjoyed the Donnington get together this year.
What an inspiring bunch you are.
I have just spoken to Richard at Navigator and he pointed me towards their "silver" policy for up to 18 months at a premium of £511
Is this a good deal? I'm a 54 year old male in good health.
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22 Aug 2013
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Quote:
Originally Posted by Dish
Hi Folks,
I have lurked on this site for a couple of years now but I have finally got my sh1t together and am off to Asia in November.
I really enjoyed the Donnington get together this year.
What an inspiring bunch you are.
I have just spoken to Richard at Navigator and he pointed me towards their "silver" policy for up to 18 months at a premium of £511
Is this a good deal? I'm a 54 year old male in good health.
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I've just read through their policy and it seems to exclude motorcycling, unless I've mis-read it.
Geoff
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23 Aug 2013
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Quote:
Originally Posted by kentbiker
I've just read through their policy and it seems to exclude motorcycling, unless I've mis-read it.
Geoff
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The definitely cover motorcycling as we have just bought insurance for 18 months from them a few hours ago very reasonably priced too  the only downside is that to renew you need to go back to UK, but we will cross that bridge nearer the time during our travels.
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29 Aug 2013
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Quote:
Originally Posted by kentbiker
I've just read through their policy and it seems to exclude motorcycling, unless I've mis-read it.
Geoff
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Navigator insurance very much includes motorcycles.
You can opt for on-road or an off-road policy - with the definition of a road being a road that a normal car can drive along - not just 4WD.
I've had some great correspondence from Richard at Navigator who was very responsive to my questions. This includes being able to change one month to off-road if required.
Steve
Just leaving for Africa...
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22 Nov 2013
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Flying out of the UK on Tuesday Woohoo! Next stop Bankok for a week of R&R and beautiful warm weather. Then find a bike to jolly around Asia.
See you in Chiang Mai 
Glad that I haven't made a mistake with Navigator insurance
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